Breaking Down Barriers for Savings and Investments
Raisin’s mission is to make money perform better. We help people take control of their financial futures by bringing them the best financial products, all in one place. Raisin also empowers banks and other financial institutions to grow. We develop solutions that help create a better connected and more resilient financial industry – one that forms a stronger backbone for the real economy.
Founded in 2012, Raisin is a trailblazer in the savings and investments space. As a fintech pioneer, we provide the infrastructure to democratize the global deposit, investment, and pension markets – benefitting people and financial institutions alike.
The Raisin platform enables savers and financial institutions to connect to our award-winning marketplaces across Europe and the U.S. Financial institutions can also tap into our proprietary ecosystem to set up their own marketplaces, or transform their businesses thanks to Banking-as-a-Service solutions offered by Raisin Bank and Raisin Technology. This allows us to deliver fully digital, quick, and simple products to all participants across the savings and investments value chain.
Today, we are a fast-growing fintech that cooperates with more than 400 banks from over 30 countries, connecting our partners with savers. Banks and other financial institutions connected to our platform leverage our international network and proven digital architecture to strengthen their funding capabilities or offer their customers a broader choice of competitive interest rates.
Important industry players collaborate with Raisin – among them Aviva, Crédit Agricole Consumer Finance, Deutsche Bank, Klarna, N26, Renault Bank, Unicredit, as well as many savings, cooperative, and community banks. Raisin is backed by leading European and American investors, including Goldman Sachs, Deutsche Bank, and PayPal.
In 2021, Raisin merged with the leading B2B deposits platform Deposit Solutions, forming one of the biggest Open Banking fintechs to come out of Europe.
Raisin gives customers access to best-in-class financial products, enabling them to unlock their financial potential.
Through our free, easy-to-use marketplaces, we deliver savers the power of choice. Through a single account, they can select any of hundreds of deposit products from a broad range of banks.
In Germany, in addition to savings products, the company also offers ETF-based investment and pension products and investments in Private Equity.
Pioneering Technology Through Innovation and Service
Our banking and technology arms provide industry solutions that support our mission for a better and more efficient financial system for everyone. They help us innovate by offering “as-a-Service” digital solutions to business partners.
Our product-centric subsidiaries enable us to enter exciting new product categories– such as ETF-based pension funds and investment products.
Founded in Frankfurt in 1973 as a fully licensed fronting and service bank, Raisin Bank (formerly: MHB-Bank AG) was acquired by Raisin in 2019. Today, Raisin Bank is one of the first cloud banks in Germany and the only German cloud bank passported throughout the EU. As a banking-as-a-service provider, Raisin Bank AG addresses the needs of Europe’s fast-growing fintech community with a wide range of innovative, tailored services in the areas of credit, deposits, accounts, and payments.
Raisin Technology has brought the first product innovation in generations to the American deposits space. Its Savings-as-a-Service solution enables financial institutions and their customers to automate and customize classic deposit strategies with a few clicks and no additional overhead. Banks offering the solution are thus able to compete for retail funding not only on rate, but also value.
The Raisin Invest ETF Robo Advisor offers globally diversified ETF portfolios to customers in Germany, with variable equity allocation. The Raisin Invest ETF Configurator was the first of its kind in Germany, and offers investors an array of choices, from composing their own individual ETF portfolios to pre-selected funds and entirely automated management.
Raisin Pension has developed easy-to-use solutions that enable customers in Germany to build their private retirement funds, and companies to offer employees additional ETF-based retirement options. Using the German Rürup program, Raisin Pension offers the first Rürup fund savings plan to include a free ETF selection and guaranteed pension conditions.
We are proud to count many leading universal, savings, and cooperative banks across Europe and the U.S. among our partners. We also cooperate with international wealth management companies like Vanguard.
Below are some of the partners we are working with to build a more accessible and connected financial ecosystem.
We are an international fintech company backed by leading European and U.S. investors. Below are some supporters of our vision of savings and investments without barriers.
Our management team
Achieving great things requires world-class competence and an innovative spirit. Raisin’s experienced team is the key to our success and brings together experience and expertise in the areas of technology, finance, and entrepreneurship.
Our company is led by the following Managing Directors:
Dr. Tamaz Georgadze
Chief Executive Officer (CEO) & Founder
Dr. Frank Freund
Chief Financial Officer (CFO) & Founder
Chief Operation Officer (COO) & Founder
Chief Client Officer & Managing Director
Awards and recognition
Our company and marketplaces are leading meaningful change in the financial industry. Below is just some of the recognition we have received for our work on breaking barriers for savings and investments.
Join our team
We are a dynamic and fast-growing company and a top-ranked employer of over 600 employees. We are headquartered in Berlin and have offices in Frankfurt, Hamburg, London, Madrid, Manchester, Milan, New York, Paris, and Zurich.
Your growth is our growth. If you would like to join us in our mission to establish open banking as the new industry standard in the savings and investments space, check our open positions.