Breaking Down Barriers for Savings and Investments

Raisin was founded in 2012 with the aim of removing geographic barriers for savers seeking a better return on their money. Since then, we have provided the infrastructure to democratize the global deposit, investment, and pension markets – benefitting people and financial institutions alike.

The Raisin platform enables savers and financial institutions to connect to our award-winning marketplaces across Europe and the U.S. Financial institutions can also tap into our proprietary ecosystem to set up their own marketplaces, or transform their businesses thanks to Banking-as-a-Service solutions offered by Raisin Bank and Raisin Technology.

In 2021, Raisin merged with the leading B2B deposits platform Deposit Solutions, forming one of the biggest Open Banking fintechs to come out of Europe. Today, we cooperate with more than 400 banks from over 30 countries, connecting our partners with savers. Banks and other financial institutions connected to our platform leverage our international network and proven digital architecture to strengthen their funding capabilities or offer their customers a broader choice of competitive interest rates.

Founded in Frankfurt in 1973 as a fully licensed fronting and service bank, Raisin Bank (formerly: MHB-Bank AG) was acquired by Raisin in 2019. Today, Raisin Bank is one of the first cloud banks in Germany and the only German cloud bank passported throughout the EU. As a Banking-as-a-Service provider, Raisin Bank AG addresses the needs of Europe’s fast-growing fintech community with a wide range of innovative, tailored services in the areas of credit, deposits, accounts, and payments.