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Breaking Down Barriers for Savings and Investments

Our mission: savings without barriers.

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€75+ billion in assets

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1.000.000+ active savers

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€4+ billion in accrued interest

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400+ partners

Raisin logo placed next to the word “Raisin.”

Raisin is the world's leading platform for savings and investment products. Founded in 2012, the fintech connects consumers with banks in the EU, the UK and the US.

Through the Raisin platform, consumers can access a wide range of savings products with competitive interest rates from more than 250 banks. A diversified product portfolio, ranging from overnight to term deposits accounts and investment products, allows consumers to maximise the return on their savings.

Partner banks, in turn, gain access to retail deposits from a diversified depositor base – and thus are able to open new funding channels. Raisin is not limited to this type of partnership however. Banks and other financial service providers can also serve as distribution partners and offer their respective clients access to the products provided by Raisin partners.

Today, Raisin counts more than 400 partners globally, and savers have accrued a total of more than €4 billion. Since Q4 2022, Raisin has been profitable and reported a net profit of €1 million in 2023.

Raisin Bank logo placed next to the word “Raisin.”

Founded in Frankfurt in 1973 as a fully licensed fronting and service bank, Raisin Bank (formerly: MHB-Bank AG) was acquired by Raisin in 2019. Today, Raisin Bank is one of the first cloud banks in Germany and the only German cloud bank passported throughout the EU. As a Banking-as-a-Service provider, Raisin Bank AG addresses the needs of Europe’s fast-growing fintech community with a wide range of innovative, tailored services in the areas of credit, deposits, accounts, and payments.

In June 2022, Raisin Bank AG expanded its business and acquired the Payment Services division from Bankhaus August Lenz & Co. AG. With this acquisition, Raisin Bank has expanded its product offering and also covers cash solutions since. The acquisition marked an important strategic step for the bank on its way to becoming a high-performance full-service provider.

In the European Union, Raisin Bank is the servicing bank for the Raisin platforms and also serves as custodian for the Digital Wealth Management on the German platform WeltSparen.

More about Raisin Bank

Partner Banks

More than 250 partner banks worldwide use the Raisin platform to collect retail deposits.

Among them ...

Logos of banks from left to right in four rows First: Aldermore, Aareal, Credit Plus, Klarna Second: Banca Sistema, Sallie Mae, Western Alliance Bank, CA Auto Bank Third Row: Cetelem - Group BNP Paribas, Distingo Bank, Renault Bank, Illimity

Distribution Partners

Raisin works together with more than more than 200 distribution partners.

They include ...

Logos of financial service providers from left to right in three rows First row: DKB, IKB, AJ Bell Second Row: Aviva Investors, Signal Iduna Third Row: Growney, Münchneryp, Baloise

Marketplaces

Through Raisin gain access to best-in-class financial products to help them manage their financial lives independently and maximise their savings. Any savings products on the Raisin platforms are subject to the deposit protection of the respective country, regardless of the specific marketplace. In Germany, in addition to savings products, Raisin also offers ETF-based investment and pension solutions in cooperation with renowned international asset management companies like Vanguard.

  • Since 2014
    Since 2014

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    Since 2016

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    Since 2016

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    Since 2016

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    Since 2018

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    Since 2018

  • Since 2019
    Since 2019

  • Since 2023
    Since 2023

  • Since 2020
    Since 2020

  • Since 2025
    Since 2025

Investors

Raisin is an international fintech whose vision is supported by leading European and US investors.

Logos of Investors in 4 rows First: b2venture, Deutsche Bank, MACQUARIE, Vitruvian Partners Second: M&G Investments, Orange Ventures, Goldman Sachs, TopTier, Paypal Third: Ribbit Capital, Index Ventures, Headline, Greycroft

Management Board

Raisin’s experienced team brings together experience and expertise in the areas of technology, finance and entrepreneurship.

  • Dr. Tamaz Georgadze
    Dr. Tamaz Georgadze

    Chief Executive Officer & Co-Founder

    LinkedIn
  • Dr. Frank Freund
    Dr. Frank Freund

    Chief Financial Officer & Co-Founder

    LinkedIn
  • Michael Stephan
    Michael Stephan

    Chief Operation Officer & Co-Founder

    LinkedIn
  • Katharina Lüth
    Katharina Lüth

    Chief Client Officer

    LinkedIn

Do you want to join Raisin?

Raisin is a dynamic, fast-growing company with over 700 employees from more than 65 countries and a track record as an award-winning employer. Along with its headquarters in Berlin, Raisin has offices in Frankfurt, Hamburg, London, Madrid, Milan, Manchester, Munich, Utah and New York.

Your growth is our growth. Join us in our mission.

See our vacancies