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Poland
S&P Country rating  A-
Alior Bank is a Polish retail bank with headquarters in Warsaw. Since its foundation in 2008, the number of customers has risen to over 3 million. With 6,500 employees and an extensive retail network consisting of 216 branches, 219 modern mini branch locations (Alior Bank Express), as well as 414 partner branches, Alior Bank is considered one of the most innovative and fastest growing financial institutions in Poland. Numerous awards serve as testament to Alior’s success, including ‘Best European Retail Bank 2014’, selected by the jury at ‘Retail Banker International Awards’. Other such examples include ‘Best Bank in Poland 2014’, awarded by Global Finance, and the ‘BAI-Finacle Global Banking Innovation Award 2013’. In December 2012, Alior Bank made history with the largest IPO of a private company ever made on the Warsaw Stock Exchange. Since March 2014, the bank has been listed on the WIG20 Index, which lists the twenty largest Polish companies on the Warsaw Stock Exchange in terms of market capitalization.
Portugal
S&P Country rating  BBB
Founded in 2009, Atlântico Europa is a digital based relationship bank headquartered in Lisbon. As one of the fastest growing financial institutions in the country, Atlântico Europa strives to create value for its individual, corporate and institutional clients, offering them a wide variety of financial services, ranging from savings and day-to-day banking products to trade finance and highly complex advisory solutions.  Atlântico Europa has a solid capital base (tier 1 ratio amounting to 13.2% as of December 2015) and is committed to a continuous profitable growth, based on solid revenues, controlled expenses and meticulous management of risks. Atlântico Europa is audited by the international accounting firm KPMG and covered by the Deposit Guarantee Fund of the Portuguese Republic (FGD, Fundo de Garantia de Depósitos), which protects all deposits up to EUR 100,000 per customer and bank.
Austria
S&P Country rating  AA+
Euram Bank (European American Investment Bank AG), an independent Austrian private bank based in Vienna, was founded in 1999 and has since established itself in the areas of private and investment banking for Austrian and international individuals, entrepreneurs and institutional investors. Euram Bank has a solid capital base and is committed to a total return approach, which focuses on long-term wealth preservation and strict discipline in risk management.
Malta
S&P Country rating  A-
FIMBank p.l.c. is a licensed credit institution headquartered in Malta. It is listed on the Malta Stock Exchange and just celebrated its 25-year anniversary in 2019. FIMBank is a leading international provider of trade finance, factoring and forfaiting services, with operations in various major financial and trading centers around the world. As a customer-oriented service provider, FIMBank focuses on the optimization of business performance and growth strategies. It offers tailor-made trade finance solutions for corporate clients in over 50 countries around the globe. FIMBank is a member of the KIPCO Group, one of the largest holding companies in the Middle East and North Africa. The KIPCO Group employs over 16,000 people in 60 comprises over and across 24 countries.
United Kingdom
S&P Country rating  AA
FirstSave Euro is the brand name of FBN Bank (UK) which is headquartered in London. FBN Bank (UK) is the British subsidiary of FBN Bank (First Bank of Nigeria), the largest bank of the largest economy in Africa which has been operating for over 120 years and with subsidiaries on three continents. The independent FBN Bank (UK) has been active in Great Britain since 2002 and in France since 2007. It is regulated by the British Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).
Czech Republic
S&P Country rating  AA-
J&T Banka a.s. (‘J&T Bank’) was founded in 1998 in Prague, Czech Republic. The bank is considered a reliable partner for customers expecting the highest standards in service and product. As one of the fastest growing banks in the region, J&T Bank strives to help increase the value of its customers’ investments. By the end of September 2014, J&T Bank had more than 42,000 customers. With EUR 4.2 billion on the balance sheet, it is one of the largest private banks in the region. The bank ended the first half of 2014 with an operating profit of 934 million Czech Crowns, which constitutes a 47% increase in profit. The bank intends to continue its profitable growth pattern.