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S&P Country rating  A-
Alior Bank is a Polish retail bank with headquarters in Warsaw. Since its foundation in 2008, the number of customers has risen to over 4.2 million. With 8,000 employees and an extensive retail network consisting of 221 branches and 643 partner branches, Alior Bank is considered one of the most innovative and fastest growing financial institutions in Poland. Numerous awards serve as testament to Alior’s success, including ‘Best European Retail Bank 2014’, selected by the jury at ‘Retail Banker International Awards’. Other such examples include ‘Best Bank in Poland 2014’, awarded by Global Finance, and the ‘BAI-Finacle Global Banking Innovation Award 2013’. In December 2012, Alior Bank made history with the largest IPO of a private company ever made on the Warsaw Stock Exchange. Since March 2014, the bank has been listed on the WIG20 Index, which lists the twenty largest Polish companies on the Warsaw Stock Exchange in terms of market capitalization.
S&P Country rating  AA+
Euram Bank (European American Investment Bank AG), an independent Austrian private bank based in Vienna, was founded in 1999 and has since established itself in the areas of private and investment banking for Austrian and international individuals, entrepreneurs and institutional investors. Euram Bank has a solid capital base and is committed to a total return approach, which focuses on long-term wealth preservation and strict discipline in risk management.
Czech Republic
S&P Country rating  AA-
J&T Banka a.s. (‘J&T Bank’) was founded in 1998 in Prague, Czech Republic. The bank is considered a reliable partner for customers expecting the highest standards in service and product. As one of the fastest growing banks in the region, J&T Bank strives to help increase the value of its customers’ investments. By the end of September 2014, J&T Bank had more than 42,000 customers. With EUR 4.2 billion on the balance sheet, it is one of the largest private banks in the region. The bank ended the first half of 2014 with an operating profit of 934 million Czech Crowns, which constitutes a 47% increase in profit. The bank intends to continue its profitable growth pattern.