- Funds can be terminated early
About Alior Bank
Alior Bank is a Polish retail bank with headquarters in Warsaw. Since its foundation in 2008, the number of customers has risen to over 4.2 million. With 8,000 employees and an extensive retail network consisting of 221 branches and 643 partner branches, Alior Bank is considered one of the most innovative and fastest growing financial institutions in Poland. Numerous awards serve as testament to Alior’s success, including ‘Best European Retail Bank 2014’, selected by the jury at ‘Retail Banker International Awards’. Other such examples include ‘Best Bank in Poland 2014’, awarded by Global Finance, and the ‘BAI-Finacle Global Banking Innovation Award 2013’.
In December 2012, Alior Bank made history with the largest IPO of a private company ever made on the Warsaw Stock Exchange. Since March 2014, the bank has been listed on the WIG20 Index, which lists the twenty largest Polish companies on the Warsaw Stock Exchange in terms of market capitalization.
Tax process and documents
The standard withholding tax rate on interest in Poland is 19%. The exact withholding tax rate will depend on your country of residence.
Raisin is not able to assist you in regard to any withholding tax issues. We therefore kindly ask you to consult a tax advisor or your local tax office / authority who will be able to assist you with any questions in this regard.
Please note that the responsibility for reducing withholding tax lies solely with the owner of the savings product. We must also point out that interest generated income may also be subject to taxation in your home country.
In order to open a deposit account, Alior Bank requires no additional documents other than the ones requested by Raisin during the application process. Customers who have previously opened a savings account with Alior Bank will not be required to provide further documentation. The process can be completed entirely online.
What is Raisin?
Raisin’s goal is to provide savers the best interest rates! We give you access to exclusive savings products from all over Europe – all via one single platform and fully online!
To date, more than 420,000 customers have invested more than EUR with our 116 partner banks.
We earned the trust of our customers and not only received numerous awards but also have a recommendation rate of 95 % on the independent German rating portal Bankingcheck. This allowed us to build the largest and by far the most successful marketplace for savings and investment products across Europe.
Raisin guarantees a smooth investment process and the simple management of your investments with all of our partner banks via one single platform. And in case of any questions or doubt you can always get in touch with our excellent customer service who are happy to help.
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Alior Bank SA with its seat at ul. Łopuszańska 38d, 02-232 Warsaw, Poland is registered with the National Court Register under no. (KRS): 0000305178. Alior Bank SA is authorized and regulated by Polish Financial Supervision Authority.
Your eligible deposits with Alior Bank SA are protected up to a total of EUR 100,000 by the Polish deposit protection scheme (http://www.bfg.pl/en). Any deposits you hold above the EUR 100,000 limit are not covered. This communication has been authorized by Alior Bank SA.