1.90%
%
p.a.
1 year in USD
1.70%
%
p.a.
9 months in USD
1.50%
%
p.a.
6 months in USD

 Checkout all offers

All interest rates displayed are Annual Equivalent Rates (AER), unless otherwise explicitly indicated. The AER illustrates what the interest rate would be if interest was paid and compounded once each year. This allows individuals to compare more easily what return they can expect from their savings over time.

Partner Bank Greensill Bank

Greensill Bank AG is a private German credit institution legally incorporated as a stock company in Bremen. The bank was founded in 1927, then under the name NordFinanz Bank AG. In 2014, a controlling interest in the bank was acquired by the British holding company Greensill Capital and the bank was renamed Greensill Bank AG.
Historically, the bank has focused on financing installment payments. As part of its current activities as a retail and corporate bank, the bank offers the entire range of usual banking services. The bank focuses particularly on the deposit business of private and institutional investors as well as on trade financing for international and medium-sized companies.
Both the core capital ratio of 24.02% and the total capital ratio of 27.46% are well above the minimum thresholds required by financial regulators, highlighting the solidity of the bank.

About Germany

The Federal Republic of Germany is the largest economy and the main export-power among European Union member states. Germany is one of the few nations in the world to have obtained the highest AAA rating for its sovereign debt from the three major credit rating agencies.

 

Deposit Guarantee Germany

Deposits with Greensill Bank are 100% guaranteed by Compensation Scheme of German Banks (EdB – Entschädigungseinrichtung deutscher Banken GmbH) up to a maximum amount of EUR 100,000.00 per customer. In addition to this amount, Greensill Bank is protected by the Federal Association of German Banks up to an amount of EUR 8 million per customer.

All Member States of the European Union have agreed to protect savers‘ deposits. The minimum requirements for national deposit insurance schemes have been harmonised for numerous years across Europe (Directives 94/19 / EC, 2009/14 / EC and 2014/49 / EU). These directives regulate at a high standard payment modalities, information sheets for depositors and other key aspects governing bank savings.

All Bank offers

1.90 %
1 year USD Go to offer
1.70 %
9 months USD Go to offer
1.50 %
6 months USD Go to offer
1.20 %
3 months USD Go to offer
1.10 %
5 years EUR Go to offer
1.00 %
4 years EUR Go to offer
0.90 %
3 years EUR Go to offer
0.80 %
2 years EUR Go to offer
0.75 %
1 year EUR Go to offer
0.60 %
6 months EUR Go to offer
0.50 %
3 months EUR Go to offer

Due to fluctuations that may occur is the Deposit Account in foreign currency subject to an exchange rate risk. If the EUR increases in value against the foreign currency during the term, the deposit will decline in value. Please note that Raisin will at no point make recommendations concerning specific currencies or exchange rate prospects.

Tax process and documents

Germany does not charge withholding taxes for non-resident individuals. However, your interest rate gains may be subject to taxation in your home country.
Please note that the tax treatment depends on your personal and individual asset position and that there might be changes in the tax treatment. We advise customers to seek individual tax advice in cases of doubt.

What is Raisin?

Raisin’s goal is to offer savers high interest rates! We give you access to exclusive savings products from all over Europe – Raise your interest with Europe’s #1 savings marketplace!

Raisin's over 60,000 customers have invested more than EUR 2 billion in our 27 partner banks.

The feedback from our customers speaks for itself: we have a rating of 4.6 out of 5 and a recommendation rate of 96 percent on the independent German rating portal Bankingcheck. Raisin was also voted the best German term deposit marketplace 2014 and 2015. 

Raisin guarantees a smooth process and the management of your investments with all of our partner banks via one single platform.

Grensill Bank is registered with the commercial register of the local court in Bremen under number HRB 4088 and with business address at Martinistraße 48, D-28195 Bremen, Germany. Greensill Bank is authorised and regulated by BaFin – Bundesanstalt für Finanzdienstleistungsaufsicht (the German Federal Financial Supervisory Authority). Your eligible deposits with Greensill Bank are protected up to a total of EUR 100,000 by the Compensation Scheme of German Banks (EdB – Entschädigungseinrichtung deutscher Banken GmbH, http://www.edb-banken.de/en/). In addition to this amount, Greensill Bank is protected by the Federal Association of German Banks up to an amount of EUR 8 million per customer (http://en.bankenverband.de/tasks/deposit-protection-scheme/).