All Term Deposit offers from J&T Banka
About J&T Banka
J&T Banka was founded in Prague in 1998 and is part of the Czech-Slovak J&T Finance Group, which holds investments in various industries, including energy, healthcare, real estate and media. The portfolio also includes the Czech football club Sparta Prague.
Over the last few years, the bank has established itself as one of the largest private banks in the Czech market. It also has branches in Slovakia, Russia and Croatia.
The bank is a reliable partner for customers demanding the highest standards in product and service. In addition to complex private banking services, J&T Banka offers specialised financing for real estate and corporate acquisitions as well as securities transactions for private investors.
- Prolongation is only possible 28 to 5 days before termination
- 100% online
- Prolongation Possible
- Interest payout possible
Tax process and documents
The standard withholding tax rate on interest in the Czech Republic is 15%. The exact lowered withholding tax rate will depend on your country of residence.
Raisin is not able to assist you in regard to any withholding tax issues. We therefore kindly ask you to consult a tax advisor or your local tax office / authority who will be able to assist you with any questions in this regard.
Please note that the responsibility for reducing withholding tax lies solely with the owner of the savings product. We must also point out that interest generated income may also be subject to taxation in your home country.
J&T Banka requires a copy of a photo ID and proof of address in order to open a new deposit account. These documents will be required during Raisin‘s registration process and forwarded directly to the bank, once verified.
What is Raisin?
Raisin’s goal is to provide savers the best interest rates! We give you access to exclusive savings products from all over Europe – all via one single platform and fully online!
To date, more than 440,000 customers have invested more than EUR with our 119 partner banks.
We earned the trust of our customers and not only received numerous awards but also have a recommendation rate of 95 % on the independent German rating portal Bankingcheck. This allowed us to build the largest and by far the most successful marketplace for savings and investment products across Europe.
Raisin guarantees a smooth investment process and the simple management of your investments with all of our partner banks via one single platform. And in case of any questions or doubt you can always get in touch with our excellent customer service who are happy to help.
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This communication is made by J&T Banka a.s. registered with the Commercial Register maintained by the Metropolitan Court in Prague, Czech Republic, Section B, File No. 1731 as a stock corporation (J&T Banka). J&T Banka (Branch of Bank) is regulated by the Czech National Bank to the extent of its competences as defined by applicable Legal Regulations.
Its paid up capital and reserves exceed CZK 10,638,000 (equivalent to EUR ~405,000 as of December 31, 2020) All deposit products referred to in this communication are provided by J&T Banka (Branch of Bank) and as such are afforded the protections of Czech laws.
The products are subject to the protections by the Czech Deposit Guarantee Scheme “Fond pojištění vkladů” (http://www.fpv.cz) in full for amounts up to EUR 100,000 per customer.