Raisin's exclusive partner network
Our partner banks
FDIC-insured banks choose to partner with Raisin to expand their digital footprints.
Our partner credit unions
These NCUA-insured financial cooperatives select Raisin to offer exclusive products.
Your funds, protected
Your funds in the Raisin platform are always in the possession of a federally insured financial institution because we exclusively partner with FDIC-insured banks and NCUA-insured credit unions. With one login, you can spread your deposits across multiple institutions and maximize your total per-institution insurance coverage — typically $250,000 per depositor, per institution. A joint account increases this amount by $250,000 per co-owner (for a total of $500,000) for each institution.
Your data and privacy, secured
A single Raisin account allows you to hold savings products from multiple institutions — without sharing your personal information more than a single time during our secure sign-up process. As a SOC 2 certified organization, we have met the requirements outlined by the American Institute of Certified Public Accountants (AICPA) to ensure that we have the controls in place to keep customers' data secure and private. You can rely on our suite of cybersecurity measures, such as Multi-Factor authentication, encryption, and web application firewall advanced internet protection and monitoring, to keep your information secure.
Your solution to earn more
Our partner banks and credit unions rely on Raisin’s expertise in digital deposits to offer their products online to customers like you. In return, they pay us fees — so you don’t have to. That means you can design your own customized savings strategy, maximize your return with competitive rates and no pesky fees, and get help with reaching your savings goals faster.
Open an account in minutes
the right product to kickstart your savings journey.
for your no-fee account — it takes less than five minutes.
your new savings product and start earning interest.
Optimize your savings on the go
Our free mobile app puts the Raisin experience at your fingertips, allowing you to manage your account from just about anywhere. Now, you can view your account balance, rebalance your portfolio, transfer funds, or add new products with just a few taps. Our app also includes all of the same security features that protect your data, privacy, and transactions, so you can manage your money with confidence. Available now on iOS App Store for Apple devices and Google Play for Android devices.