Central Bank of Kansas City
Helping support neighborhoods as a Community Development Financial Institution (CDFI) – building prosperity and providing opportunities in the communities that need them most.
Central Bank of Kansas City
Helping support neighborhoods as a Community Development Financial Institution (CDFI) – building prosperity and providing opportunities in the communities that need them most.
About Central Bank of Kansas City
Central Bank has been recognized by the Community Development Financial Institutions Fund (CDFI) for the bank's investment in distressed communities and has been a certified CDFI since 1998.
Central Bank of Kansas City’s certification as a CDFI is a long-term commitment in building prosperity and providing opportunities in our local communities that need them most.
The Community Development Financial Institutions (CDFI) Fund is an initiative of the U.S. Treasury, which joins federal money with private sector capital to fund market-driven solutions to community-based issues. A CDFI works within its own local sector to help inject new sources of capital into areas and neighborhoods that normally would lack access to investment.
Central Bank of KC is an active participant in the federal New Market Tax Credit program - awarded by the CDFI Fund. The bank has allocated over $450 million in awards over the past 15 years to projects in severely distressed census tracts, including supporting projects totaling over $200 million in community facilities that provide services to the low-to-moderate income populations and over $200 million to manufacturing and industrial employers supporting the creation and retention of nearly 20,000 jobs in total.
For nearly 70 years, Central Bank has served the local community and helped build and support neighborhoods. From reading each week to 2nd graders at area schools, to talking to preschoolers about saving during Money Smart Month, to serving meals for the needy - Central Bank of Kansas City cares.
We at Central Bank of Kansas City are proud to be the only CDFI bank headquartered in Missouri, and one of the very few nationally. For us, it’s more than just giving back—it’s about believing in the opportunities.
A proud supporter of the community
Central Bank of Kansas City loves to be a part of a growing, vibrant city. Watch how we've partnered with some great organizations like Operation Breakthrough, DEED Foundation, Q39 and Linwood Area Ministry Place!
Central Bank of Kansas City is an FDIC insured financial institution
Federal Deposit Insurance Corporation
Central Bank of Kansas City is a member of the FDIC. Deposits in Central Bank of Kansas City are insured by the FDIC up to the limits of federal law. The standard insurance amount is $250,000 per depositor, per insured bank, for each deposit account ownership category.
Central Bank of Kansas City, powered by Raisin
Central Bank of Kansas City uses the secure Raisin platform to feature and manage specially selected savings products. Customers open accounts at Raisin.com and the platform manages all aspects of the products offered by Central Bank of Kansas City including operations, customer service and marketing. In simple terms, Raisin is a consumer facing digital storefront that provides access to Central Bank of Kansas City products. Best of all, Raisin is completely free!
Start saving in 4 simple steps:
1.Discover competitive savings products.
2.Select the right products for your savings goals.
3.Register for a Raisin account — one is all you need!
4.Fund and access your new savings products.
Now you can add more savings products any time you want. It’s that simple!
Raisin FAQs
At Raisin, cybersecurity is a top priority and we implement a variety of technologies to protect our customer’s data, privacy and transactions.
Access: Raisin platform uses Multi-Factor authentication combined with leading authentication technology to protect our client identities.
Encryption: Your information is encrypted in-transit and at-rest using the latest cryptographic security algorithms.
Protection: Web application firewall advanced internet protection technologies are implemented to protect the Raisin site from malicious actors, botnets and denial of service attacks (DDOS).
Monitoring: The information security monitoring platform is in place to detect and alert on information security events.
Assessments: Our platform undergoes rigorous security assessments and testing from architecture planning to production phases.
In return for helping them connect with savers across the United States, we are paid fees by our product partner banks that offer savings products. This allows us to provide these services free of any charge from Raisin to our valued customers!
You are signing up for a Central Bank of Kansas City savings product through the Raisin platform. Customers sign up with a Raisin account to access featured Central Bank of Kansas City products. At all times, you remain a Raisin customer.
Email: support.us@raisin.com
|Call: 844-994-EARN (3276) (Monday to Friday from 9:00 a.m. - 4:00 p.m. ET)
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*APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate and APY may change after initial deposit. Minimum opening deposit is $1.00. Rate multiplier sources: fdic.gov/resources/bankers/national-rates/; https://www.ncua.gov/analysis/cuso-economic-data/credit-union-bank-rates
Raisin is not an FDIC-insured bank or an NCUA-insured credit union, and does not hold any customer funds. Funds deposited through Raisin are exclusively held at federally insured financial institutions. FDIC or NCUA deposit insurance coverage covers the failure of partner banks and credit unions on the Raisin platform.
Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodial Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through Raisin.com. The Custodial Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered through Raisin.com. Central Bank of Kansas City (CBKC), Member FDIC, d.b.a. Central Payments is the Service Bank. CBKC, Lewis & Clark Bank and Starion Bank, each Member FDIC, are the Custodial Banks.