CloudBank 24/7 logo FPO

Explore Savings Products

  • No fees. $1 minimum deposit. 24/7 online access to funds.

  • Deposits are FDIC insured through Third Coast Bank

  • Top offer: {4274989C783E4778A3B912F1-APY} APY* high-yield savings account, {4274989C783E4778A3B912F1-APY}{FDIC-S} higher than national average.

Save Now
CloudBank 24/7 logo FPO

Explore Savings Products

  • No fees. $1 minimum deposit. 24/7 online access to funds.

  • Deposits are FDIC insured through Third Coast Bank

  • Top offer: {4274989C783E4778A3B912F1-APY} APY* high-yield savings account, {4274989C783E4778A3B912F1-APY}{FDIC-S} higher than national average.

Save Now

About CloudBank 24/7


CloudBank 24/7 is a smart digital bank with a focus on offering convenient banking features to their customers. Leveraging their online banking platform, they give customers an easy digital banking experience to help them reach their financial goals without ever having to wait in line. When you select CloudBank 24/7, you’re selecting a digital institution that prioritizes security and convenience.

Get Covered with Federal Deposit Insurance

Deposits at CloudBank 24/7 are federally insured by the FDIC through Third Coast Bank.


Digital Bank with Smart, Convenient Service

CloudBank 24/7 is a digital bank that prioritizes security and convenience for their customers.

stack of coins

Exceptional Savings

The savings products offered by CloudBank 24/7 exclusively through Raisin feature market-leading rates.

Security Is Our Top Priority


FDIC logo

Deposits in CloudBank 24/7 are insured by the FDIC through Third Coast Bank, an FDIC member bank. Deposits are insured up to the limits of federal law. The standard insurance amount is $250,000 per depositor, per insured bank, for each deposit account ownership category.

Click to learn more about FDIC insurance

Cybersecurity is a top priority at Raisin

SOC2 logo

We invest in a variety of technologies to protect our customer’s data, privacy and transactions. These include multi-factor authentication, encryption, and web application firewall advanced internet protection technologies. We are a SOC 2 certified organization, which means we have met the requirements outlined by the American Institute of Certified Public Accountants (AICPA) to ensure that we have the controls in place to keep customers' data secure and private.

Click to learn more about SOC 2 certification

CloudBank 24/7, Powered by Raisin


CloudBank 24/7 uses the secure Raisin platform to offer savings products to savers nationwide. Customers open accounts at, and the platform manages all aspects of the products offered by CloudBank 24/7, including a customer's deposits and withdrawals, statements and any customer service needs. In simple terms, Raisin provides you exclusive access to a special selection of CloudBank 24/7 products. Best of all, Raisin is completely free!

  • Security: Funds deposited into any of the products accessible through Raisin are held by federally insured institutions. We use a host of cybersecurity measures to protect your funds and sensitive information.

  • Choice: Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.

  • Convenience: One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.

  • Service: A supportive, accessible, responsive customer service team based in New York, NY, sets Raisin apart.

  • Access: Enjoy 24/7 online access to your account and funds.


Read what the media is saying about Raisin.

  • U.S News

    Deposit Solutions is launching its savings portal in the United States

    Read article

Open an Account in 3-5 Minutes

Select a product


the right product for your savings goals.

Register for a Raisin account


with an email address and password, then verify your identity and bank information.

Add funds


the savings products you add to your new Raisin account.


Secure Messaging Center


Call: 844-994-EARN (3276) (Monday to Friday from 9:00 a.m. - 4:00 p.m. ET)

The Raisin name and logo are trademarks of Raisin GmbH. All other trademarks, logos, marks, and brand names are the property of their respective owners — used with permission.

© 2024 Raisin GmbH. All rights reserved.

*APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate and APY may change after initial deposit. Minimum opening deposit is $1.00. Rate multiplier sources:;

Raisin is not an FDIC-insured bank or an NCUA-insured credit union, and does not hold any customer funds. Funds deposited through Raisin are exclusively held at federally insured financial institutions. FDIC or NCUA deposit insurance coverage covers the failure of partner banks and credit unions on the Raisin platform.

Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodial Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through The Custodial Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered through Central Bank of Kansas City (CBKC), Member FDIC, d.b.a. Central Payments is the Service Bank. CBKC, Lewis & Clark Bank and Starion Bank, each Member FDIC, are the Custodial Banks.