5 Month High-Yield CD

  • FDIC insured. No fees. $1 minimum deposit.

  • 24/7 online access to funds.

  • Serving their community in Kansas City since 2001.

  • {18E2083E315240CD845EAEB4-APY} APY* high-yield CD, {18E2083E315240CD845EAEB4-APY}{FDIC-3-M-CD} higher than national average.

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5 Month High-Yield CD

  • FDIC insured. No fees. $1 minimum deposit.

  • 24/7 online access to funds.

  • Serving their community in Kansas City since 2001.

  • {18E2083E315240CD845EAEB4-APY} APY* high-yield CD, {18E2083E315240CD845EAEB4-APY}{FDIC-3-M-CD} higher than national average.

Save Now

About Cornerstone Bank

Cornerstone Bank was founded in 2001. Our core focus is to positively impact people to achieve their aspirations by serving them first. Providing fast personalized service, Cornerstone Bank’s core values are to make a positive impact every day; evolve and innovate; build relationships and deliver results; exceed expectations; do the right thing; and knowledge and expertise.

Community-based banking built on trust

Deposits with Cornerstone Bank are federally insured by the FDIC up to the institutional limit.

Cornerstone Bank is a community bank built on centuries of service.

Cornerstone Bank’s mission is to positively impact others. They pride themselves on exceeding expectations, building relationships, and delivering results. Their experienced staff has a longstanding track record of dedicated service.

stack of coins

Exceptional Savings Opportunities

The savings products offered by Cornerstone Bank, exclusively through Raisin, feature market-leading rates.

Security Is Our Top Priority


FDIC logo

Deposits in Cornerstone Bank are insured by the FDIC. Deposits are insured up to the limits of federal law. The standard insurance amount is $250,000 per depositor, per insured bank, for each deposit account ownership category.

Click to learn more about FDIC insurance

Cybersecurity is a top priority at Raisin

SOC2 logo

We invest in a variety of technologies to protect our customer’s data, privacy and transactions. These include Multi-Factor authentication, encryption, and Cloudflare advanced internet protection and monitoring. We are a SOC 2 certified organization, which means we have met the requirements outlined by the American Institute of Certified Public Accountants (AICPA) to ensure that we have the controls in place to keep customers' data secure and private.

Click to learn more about SOC 2 certification

Cornerstone Bank, Powered by Raisin

Cornerstone Bank uses the secure Raisin platform to offer savings products to savers nationwide. Customers open accounts at Raisin.com, and the platform manages all aspects of the products offered by Cornerstone Bank, including a customer's deposits and withdrawals, statements and any customer service needs. In simple terms, Raisin provides you exclusive access to a special selection of Cornerstone Bank products.

  • Security: Funds deposited into any of the products accessible through Raisin are held by federally insured institutions. We use a host of cybersecurity measures to protect your funds and sensitive information.

  • Choice: Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.

  • Convenience: One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.

  • Service: A supportive, accessible, responsive customer service team based in New York, NY, sets Raisin apart.

  • Access: Enjoy 24/7 online access to your account and funds.


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Secure Messaging Center

Email: support.us@raisin.com

Call: 844-994-EARN (3276) (Monday to Friday from 9:00 a.m. - 4:00 p.m. ET)

The Raisin name and logo are trademarks of Raisin GmbH. All other trademarks, logos, marks, and brand names are the property of their respective owners — used with permission.

© 2023 Raisin GmbH. All rights reserved.

*APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate and APY may change after initial deposit. Minimum opening deposit is $1.00.

Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodian Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through Raisin.com. The Custodian Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered through Raisin.com. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Lewis & Clark Bank is the Custodian Bank.