Explore Savings Products from First Resource Bank

  • FDIC insured. No fees. $1 minimum deposit.

  • 24/7 online access to funds.

  • Committed to their community with volunteerism and financial support.

  • Top offer: {32428F193C4748E3A6FDC190-APY} APY* money market deposit account, {32428F193C4748E3A6FDC190-APY}{FDIC-MM} higher than national average.

Save Now

Explore Savings Products from First Resource Bank

  • FDIC insured. No fees. $1 minimum deposit.

  • 24/7 online access to funds.

  • Committed to their community with volunteerism and financial support.

  • Top offer: {32428F193C4748E3A6FDC190-APY} APY* money market deposit account, {32428F193C4748E3A6FDC190-APY}{FDIC-MM} higher than national average.

Save Now

About First Resource Bank

First Resource Bank is built on three core tenets:

• Provide unequaled service with a team approach

• Make a positive impact in the communities we serve

• Focus on innovation, growth, and forward solutions for our shareholders, clients and employees

A growing bank since 1919, First Resource Bank serves small businesses, entrepreneurs and individuals with prompt client service and creative lending and deposit solutions. Presenting a full range of commercial and consumer products and services, First Resource Bank offers competitive rates and innovative solutions through its teams of experienced banking professionals. No matter where you are in your financial journey, you can trust the expertise – and the resources – of First Resource Bank.

Get Covered with Federal Deposit Insurance

Deposits at First Resource Bank are federally insured by the FDIC, up to the institutional limit.

Focused on the Community

First Resource Bank is focused on helping their communities thrive through volunteerism and financial support.

stack of coins

Exceptional Savings Opportunities

The savings products offered by First Resource Bank exclusively through Raisin feature market-leading rates.

Security Is Our Top Priority

FDIC

FDIC logo

Deposits in First Resource Bank are insured by the FDIC. Deposits are insured up to the limits of federal law. The standard insurance amount is $250,000 per depositor, per insured bank, for each deposit account ownership category.

Click to learn more about FDIC insurance

Cybersecurity is a top priority at Raisin

SOC2 logo

We invest in a variety of technologies to protect our customer’s data, privacy and transactions. These include Multi-Factor authentication, encryption, and Cloudflare advanced internet protection and monitoring. We are a SOC 2 certified organization, which means we have met the requirements outlined by the American Institute of Certified Public Accountants (AICPA) to ensure that we have the controls in place to keep customers' data secure and private.

Click to learn more about SOC 2 certification

First Resource Bank, Powered by Raisin

First Resource Bank uses the secure Raisin platform to offer savings products to savers nationwide. Customers open accounts at Raisin.com, and the platform manages all aspects of the products offered by First Resource Bank, including a customer's deposits and withdrawals, statements and any customer service needs. In simple terms, Raisin provides you exclusive access to a special selection of First Resource Bank products. Best of all, Raisin is completely free!

  • Security: Funds deposited into any of the products accessible through Raisin are held by federally insured institutions. We use a host of cybersecurity measures to protect your funds and sensitive information.

  • Choice: Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.

  • Convenience: One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.

  • Service: A supportive, accessible, responsive customer service team based in New York, NY, sets Raisin apart.

  • Access: Enjoy 24/7 online access to your account and funds.

Press

Read what the media is saying about Raisin.

  • U.S News

    Deposit Solutions is launching its savings portal in the United States

    Read article

Open an Account in 3-5 Minutes

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the right product for your savings goals.

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with an email address and password, then verify your identity and bank information.

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the savings products you add to your new Raisin account.

FAQs

Secure Messaging Center

Email: support.us@raisin.com

Call: 844-994-EARN (3276) (Monday to Friday from 9:00 a.m. - 4:00 p.m. ET)

The Raisin name and logo are trademarks of Raisin GmbH. All other trademarks, logos, marks, and brand names are the property of their respective owners — used with permission.

© 2024 Raisin GmbH. All rights reserved.

*APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate and APY may change after initial deposit. Minimum opening deposit is $1.00.

Raisin is not a bank and does not hold any customer funds. Funds deposited through Raisin are exclusively held at federally insured financial institutions and FDIC or NCUA deposit insurance coverage only covers the failure of partner banks or credit unions on the Raisin platform.

Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodian Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through Raisin.com. The Custodian Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered through Raisin.com. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Lewis & Clark Bank is the Custodian Bank.