harborstone logo

Exclusive Offers from Harborstone Credit Union

  • Federally insured by NCUA. No fees. $1 minimum to open.

  • 24/7 online access to funds.

  • Supports local organizations focused on financial literacy, community safety, and more.

  • Top offer: {9F73A1A3DBF84552AE975FC6-APY} APY* Money Market Deposit Account, {9F73A1A3DBF84552AE975FC6-APY}{NCUA-MMA-2_5K} higher than national average.

Save now
harborstone logo

Exclusive Offers from Harborstone Credit Union

  • Federally insured by NCUA. No fees. $1 minimum to open.

  • 24/7 online access to funds.

  • Supports local organizations focused on financial literacy, community safety, and more.

  • Top offer: {9F73A1A3DBF84552AE975FC6-APY} APY* Money Market Deposit Account, {9F73A1A3DBF84552AE975FC6-APY}{NCUA-MMA-2_5K} higher than national average.

Save now

About Harborstone Credit Union

farm

Harborstone began in 1955 as McChord Federal Credit Union serving Air Force members on McChord Air Force Base. From our modest beginnings, we have always existed for the betterment of our members and community. 

In 1996, we opened our membership up to all Washington State residents, and changed our name to Harborstone Credit Union. We want our neighbors to get the most out of their membership. That's why we offer tools that help you maximize your rewards and minimize your fees.

icon showing increasing interest

Exceptional Yields

The savings products offered by Harborstone Credit Union exclusively through Raisin feature market-leading rates.

Community icon

A Credit Union with Integrity

Harborstone Credit Union lends support to organizations with focuses ranging from financial literacy and mall business education to community safety, military personnel, and family health and welfare.

Secure bank icon

Funds Are Safe and Secure

Deposits at Harborstone Credit Union are federally insured by the NCUA, up to the institutional limit.

Security Is Our Top Priority

National Credit Union Administration

NCUA insured

Savings in Harborstone Credit Union are insured by the NCUA up to the limits of federal law. The standard insurance amount is $250,000 per member, per insured credit union, for each share account ownership category.

Click to learn more about NCUA insurance

Cybersecurity is a top priority at Raisin

SOC2 logo

We invest in a variety of technologies to protect our customer’s data, privacy and transactions. These include multi-factor authentication, encryption, and web application firewall advanced internet protection technologies. We are a SOC 2 certified organization, which means we have met the requirements outlined by the American Institute of Certified Public Accountants (AICPA) to ensure that we have the controls in place to keep customers' data secure and private.

Click to learn more about SOC 2 certification

Harborstone Credit Union, Powered by Raisin

Family enjoying outdoor time

Harborstone Credit Union uses the secure Raisin platform to offer savings products to savers nationwide. Customers open accounts at Raisin.com, and the platform manages all aspects of the products offered by Harborstone Credit Union, including a customer's deposits and withdrawals, statements and any customer service needs. In simple terms, Raisin provides you exclusive access to a special selection of Harborstone Credit Union products. Best of all, Raisin is completely free!

  • Security: Funds deposited into any of the products accessible through Raisin are held by federally insured institutions. We use a host of cybersecurity measures to protect your funds and sensitive information.

  • Choice: Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.

  • Convenience: One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.

  • Service: A supportive, accessible, responsive customer service team based in New York, NY, sets Raisin apart.

  • Access: Enjoy 24/7 online access to your account and funds.

Press

Read what the media is saying about Raisin.

  • U.S News

    Deposit Solutions is launching its savings portal in the United States

    Read article

FAQs

Secure Messaging Center

Email: support.us@raisin.com

Call: 844-994-EARN (3276) (Monday to Friday from 9:00 a.m. - 4:00 p.m. ET)

The Raisin name and logo are trademarks of Raisin GmbH. All other trademarks, logos, marks, and brand names are the property of their respective owners — used with permission.

© 2024 Raisin GmbH. All rights reserved.

*APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate and APY may change after initial deposit. Minimum opening deposit is $1.00.

Raisin is not a bank and does not hold any customer funds. Funds deposited through Raisin are exclusively held at federally insured financial institutions and FDIC or NCUA deposit insurance coverage only covers the failure of partner banks or credit unions on the Raisin platform.

Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodian Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through Raisin.com. The Custodian Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered through Raisin.com. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Lewis & Clark Bank is the Custodian Bank.