Raisin recently conducted a survey about Americans’ financial health. 60% of Americans find themselves worrying often about their financial situation – 1 in 2 Americans feel despair and physical symptoms like headaches due to money issues.
At Raisin, we believe everyone deserves the security that financial stability can bring, which is why we encourage you to “learn, move, and grow” to start sowing the seeds of improved financial health today.
In just 30 minutes, you can take a few small steps to help you and your family get there.
Three steps to financial wellness
Learn
Take stock of your current financial situation and read through our education hub to discover how you can start to save.
Grow
Choose a savings product. All products on Raisin have only a $1 minimum and no fees — there should be no barriers to saving.
Earn
Improve your financial health and put your mind at ease as your nest egg starts to grow at a competitive rate.
1. Brush up your financial knowledge
See how Raisin helps you get more from your savings
2. Move your savings to Raisin
Securing your financial future can start with putting your savings to work. With rates up to 5.51% APY, Raisin makes it easy for you to shop for and start earning top rates. Plus, our partner banks and credit unions are all covered by federal deposit insurance up to $250,000 per depositor, per institution, meaning you can rest assured your hard-earning savings are stored safely. Ready to get started? Select a savings product and register for an account in minutes.
Selecting the right institutions with Raisin
Banks vs. Credit Unions
With Raisin, it's easy to add products from both banks and credit unions to your portfolio! While they're both covered by federal deposit insurance and have a lot of similarities, there are still some key features that set them apart.
Learn moreSave with Purpose
Our savings marketplace allows you to filter our partner institutions by a variety of attributes, letting you save based on your personal values and the institutions that align with them.
Learn more3. Let your money grow — at market-leading interest rates!
The Federal Reserve recently raised interest rates to a 22-year high, creating an environment of record-high returns. With Raisin, our partner banks and credit unions offer market-leading rates across a variety of products, letting you earn more from a single account.
HYSA/MMDA
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Is there anything else I need to know?
Getting started with Raisin is simple and — best of all — there are no fees! We’re here to help you get the most out of your savings journey and have lots of resources to help you better understand Raisin and your finances. Take a look below for some help on the basics of signing up for an account to figuring out how to create the best savings strategy possible.
How Raisin works
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The Raisin name and logo are trademarks of Raisin GmbH. All other trademarks, logos, marks, and brand names are the property of their respective owners — used with permission.
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*APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate and APY may change after initial deposit. Minimum opening deposit is $1.00.
Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodian Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through Raisin.com. The Custodian Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered through Raisin.com. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Lewis & Clark Bank is the Custodian Bank.