Savings Guides

Have questions about how to put your cash to work? Raisin is here to help with insightful guides from Raisin.

Savings Guides

Have questions about how to put your cash to work? Raisin is here to help with insightful guides from Raisin.

Personal finance is a big, and often intimidating, subject. How do I save money? Am I saving enough? How much should I have stashed in an emergency fund? Many people struggle with these questions. Raisin wants you to be a better saver — that's what our unique marketplace for savings products is all about. But teaching the ins and outs of personal finance is just as important. Here you can find helpful guides on how to save and a host of other topics that will boost your personal finance know-how.

Getting more from your savings with Raisin

Now that you've learned a little bit more about savings, it's time to get a lot more out of your savings. Take a look below to learn more about Raisin's no-fee savings platform and get started today.

  • How Raisin works

    Find out more how Raisin works and how funds move through our platform.

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*APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate and APY may change after initial deposit depending on the terms of the specific product selected. Minimum opening deposit is $1.00.

Raisin is not an FDIC-insured bank or an NCUA-insured credit union, and does not hold any customer funds. Funds deposited through Raisin are exclusively held at federally insured financial institutions. FDIC or NCUA deposit insurance coverage covers the failure of partner banks and credit unions on the Raisin platform.

Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodial Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through The Custodial Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered through Central Bank of Kansas City (CBKC), Member FDIC, d.b.a. Central Payments is the Service Bank. CBKC, Lewis & Clark Bank and Starion Bank, each Member FDIC, are the Custodial Banks.