Newsroom

Press Contact

Nina Schultes Head of Communications

+49 30 367 411 914 nina.schultes@raisin.com

Download press kit Download press photos Download logos

Partner Bank Number 34: Medicinos Bankas

We are happy to announce the second onboarding of a partner bank from the Baltic States this week: With the launch of Medicinos Bankas from Lithuania, the number of available partner banks on our German localized platform WeltSparen.de rises to 34! The miminum deposit for a savings account with Medicinos Bankas is €5,000 and savers […]

Baltic International Bank Goes Live as Thirty-Third Partner Bank of Raisin

Today, the localized German platform WeltSparen.de onboarded its first partner bank from Latvia: Baltic International Bank! Customers can start saving from as little as €2,000 and earn interest of up to 1.25% on their term deposits. From now on, savers can open and manage deposits with 33 partner banks from 16 European countries through a […]

Interest Rate Radar – August 2017

This month, the focus will be on negative real interest rates of savings products! For better illustration purposes, we also added an additional column to our second graph. This way, it will be even easier to highlight the link between the interest rates underlying the ratio.   Highest Retail Deposit Interest Rates in the EU: […]

Not long ago, the accepted wisdom was that banking was as local a trade as perishable food distribution. Our CEO Tamaz Georgadze explains why consumers like Raisin and how the company will continue to thrive as an independent marketplace.

Raisin, A Global Open Banking Forerunner July 24, 2017 - View Article

Meet the Team and Have a Look at Our Amazing Office!

Did you ever wonder how our office looks like and who are the people standing behind Raisin? A few weeks ago, a camera team joined us for a day to record our daily office life. Some of our colleagues were so kind to share some insights and experiences they gathered while working at Raisin. They […]

Interest Rate Radar – July 2017

This month we focus on the development of interest rates of term deposits with maturities of one and three years in the euro zone. If you are interested in the development of interest rates of term deposits in other European currencies we also provide relevant data below.   Highest Retail Deposit Interest Rates in the […]

Raisin one of the “Fintech 250”

The New York based tech market intelligence portal CB Insights has named Raisin to the prestigious Fintech 250, a select group of emerging private companies working on groundbreaking financial technology. CB Insights CEO and co-founder, Anand Sanwal, revealed the Fintech 250 companies during The Future of Fintech, a gathering of the world’s largest financial institutions, […]

Interest Rate Radar – June 2017

Development of Retail Deposit Interest Rates 2010-2017: Strong negative long-term trend Since its peak in 2012, average interest rates in the euro area dropped dramatically by 86% to 0.42% and are expected to stay at this record low for an extended period. Spanish savers had to cope with an even more devastating development after enjoying […]

Why Raisin is a good choice for distribution partners, partner banks and customers: The Global Finance Magazine about Raisin's collaboration with N26.

Reaping Interest Rewards With Raisin June 16, 2017 - View Article

British FinTech firms have dominated this year’s FinTech50, a list of Europe’s most innovative financial technology companies - but Germany (with Raisin) and Switzerland are following.

UK dominates FinTech50 list of innovative financial technology firms June 7, 2017 - View Article

Raisin one of „FinTech 50“

Having been elected to the FinTech 50 list for the second time in a row on Tuesday, the term deposit marketplace Raisin can call itself one of the most important FinTech companies in Europe. FinTechCity has been compiling its list of 50 European businesses who are transforming financial services since 2012. „When we founded the […]

German N26 customers can now open savings accounts through Raisin. The feature will be launched in other European countries and with more providers later this year.

N26 launches savings accounts with Raisin May 10, 2017 - View Article

Interest Rate Radar – May 2017

About the Interest Rate Radar At Raisin, we believe that transparency helps customers find the right savings products. Since deposits are one of the main funding sources for banks and still the most popular investment product for private customers, we want to provide you with the latest information on the topic.  

Only three and a half years after its launch as WeltSparen in Germany, Raisin, the online marketplace for savings products, counts more than €3 billion in investments done on the platform.

No Sour Grapes: Online Marketplace Raisin’s €3 Billion+ in Investments April 20, 2017 - View Article

With the help of Raisin, customers can open deposits across Europe at attractive interest rates. The online marketplace provides these services free of cost.

Raisin Fintech Startup raises $3.2 billion, one-third of which raised in the last four months April 19, 2017 - View Article

Interest Rate Radar – April 2017

About the Interest Rate Radar At Raisin, we believe that transparency helps customers find the right savings products. Since deposits are one of the main funding sources for banks and still the most popular investment product for private customers, we want to provide you with the latest information on the topic.  

Raisin announces cooperation with SOFORT

BERLIN – 29 March 2017 – Raisin GmbH, the leading marketplace for savings products across Europe, teams up with SOFORT, the premier direct payment provider. Over 60.000 customers already use the Berlin-based pan-European marketplace with its 29 partner banks. Due to the partnership, new customers can now complete their registration process in an even more […]

Interest Rate Radar – February 2017

Moderate economic growth in Europe In this issue, we are taking a look at the European Commission’s economic growth report for the year 2016. Given the weaker economic state of Europe’s main trading partners and slower economic growth on the continent, the European Commission referred to the growth as „moderate“. During 2017, a recovery in […]

Raisin, fintech which has placed 2 billion euros, raises 30 million (article is in French)

Les Echos January 27, 2017 - View Article

German savings startup Raisin raises €30 million

Business Insider January 26, 2017 - View Article

Sun shines on fundraising for German fintech Raisin

Financial Times January 26, 2017 - View Article

Raisin raises €30 million in Series C financing

BERLIN – 26 January 2017 – Raisin, Europe’s #1 financial marketplace that enables savers to access the best deposit rates across Europe, has closed a €30 million Series C financing. This brings the total amount raised to date to €60 million making Raisin one of the most solidly financed FinTech companies in continental Europe. The […]

Raisin reaches record of EUR 2 bn invested

Raisin reaches EUR 2 billion on the 3-year anniversary of its German launch Berlin, January 10th, 2017 – Raisin proudly announces that at the end of 2016 it did not only celebrate the 3-year anniversary of its launch in Germany but also reached a milestone of EUR 2 billion in invested volume. “Raisin is the only […]

Interest Rate Radar – January 2017

US Federal Reserve raises reference interest rate In this issue, we cover the Fed rate increase on December 14, 2016, and analyse how the US reference interest rate might behave in 2017. For the second time since the financial crisis in 2007, the Fed has inched up the reference interest rate, which now lies in […]

Financial services startup "Raisin" offers EU citizens platform to invest deposits.

Verslo žinios December 21, 2016 - View Article

Financial Institution Raisin built a platform through which Europeans can easily open a bank account in any EU country.

Helsingin Sanomat December 16, 2016 - View Article

Interest Rate Radar – December 2016

What is the effect of negative interest rates on the banking sector? Since March 2016, banks have to pay an annual negative interest rate of 0.40% on their deposits at the European Central Bank (ECB). One of the goals of the ECB’s negative interest rate-policy is to spur companies and consumers to borrow and spend […]

Raisin launches exclusive savings platform for Spain

Raisin is now allowing Spanish savers to raise their interest via www.raisin.es – making this the third international launch this year next to Raisin’s home market Germany. Berlin/Madrid, December 1st – Today Raisin, the leading Pan-European online deposit marketplace, has launched its Spanish-language platform www.raisin.es for customers in Spain with a dedicated Spanish customer service […]

Interest Rate Radar – November 2016

Dear readers, We are once again pleased to present our latest interest rate radar. In this issue, we track the inflation rate and understand how it affects European savers. Inflation is defined as a general and sustained increase in the price level and is measured via the annual price increase of goods in a weighted […]

World Savings Day Novel Research

Beer and Wine: Do they mirror saving habits? We may assume that because wine is more expensive than beer, it is bought more often by the better-off, who are in turn able to set aside a greater share of their income as savings. Yet figures on wine and beer consumption in Europe suggest otherwise: Top […]

Fintechs4Europe: European association of FinTechs is born

A number of Europe’s leading financial technology companies met the 27th of September on the premises of the European Parliament in Brussels to launch the “Fintechs4Europe” association. The association will work together with European political leaders and policy-makers to ensure that European policy facilitates the growth and development of the continental fintech sector. During the […]

The rising star of the South

The annual highlight of this bustling internet and technology scene is the South Summit, an international conference that draws to Madrid business leaders and investors from around the world. The 2016 edition took place from the 5th-7th  of October. During these three days the conference hosted Niklas Zennström (founder of Skype) and Allen Blue (co-founder […]

Interest Rate Radar – October 2016

Dear readers, We are pleased to present our latest interest rate radar. In this issue, we would like to give you a brief overview of the European savings behavior and more details on the gross savings rate of private households. The gross savings rate (hereinafter “savings rate”) is an economic factor which describes the ratio […]

German savings platform Raisin just hit a €1.7 billion investment milestone

Business Insider Sep 2016 September 27, 2016 - View Article

20th partner bank and EUR 1.7 bn invested

Raisin is the First European Investment Fintech to reach EUR 1.7 billion as the 20th Partner Bank joins Berlin, September 27th, 2016 – Just 5 months after becoming the first European Fintech in the investment area to reach 1 billion Euro, Raisin proudly announces to have reached more than EUR 1.7 billion in invested volume. As […]

Interest Rate Radar – August 2016

Dear readers, We are pleased to present our latest interest rate radar. In this issue, we will take a closer look at Spain, the fourth-largest economy in the Eurozone. Due to the financial crisis and the real estate bubble, Spain had fallen into a deep recession but has returned to positive growth since 2014. On […]

Raisin’s First Hackathon

On August 25th we organized our first Raisin Hackathon to explore the mobile framework React Native. More than 20 interested hackers from both inside and outside the company met to gather ideas and build an app within 12 exciting hours. Three interdisciplinary teams were formed and challenged in different fields including user experience, data processing and […]

Interest Rate Radar – July 2016

Dear readers, please find below our monthly interest rate radar. We at Raisin believe that transparency can make your decision for the right savings product easier. Since deposits are still one of the main sources of funding of banks and continue to be the most popular investment product for private customers, we want to provide you […]

Raisin (RAIS + INterest) is the first pan-European marketplace for savings, making the best interest rates across Europe accessible to over 500 million savers. Customers use a fully online process ...

The New Statesman July 22, 2016 - View Article

Interest Rate Radar – June 2016

Dear readers, Please find enclosed our monthly interest rate radar. We at Raisin believe that transparency helps customers to select the right product. We provide you with current information on deposits – one of the main sources of funding of banks and still the most popular investment product for private customers. You can also find […]

CEO Tamaz Georgadze about the Post-Brexit-Situation in WSJ: "Some London-based startups are already forging relationships with a bank on the continent as a “Plan B,” said Tamaz Georgadze, the founder and chief executive of Raisin

Wall Street Journal July 11, 2016 - View Article

Raisin: Third partner bank starts on the pan-European deposit marketplace

Euram bank from Austria offers up to 1.5% p.a. for 24 months Berlin, June 29th, 2016 – Raisin proudly presents its third partner bank on the pan-European deposit marketplace raisin.com: Euram Bank from Austria. After partner banks from Poland and the Czech Republic, Raisin now adds a partner bank from Austria – an AA+ rated […]

Another option is to seek out higher deposit rates through a pan-European vehicle, such as Raisin.com, which currently offers a rate of 1.4 per cent on a one-year fixed rate deposit from Polish bank Alior.

The Irish Times June 28, 2016 - View Article

Interest Rate Radar – May 2016

Deposits are a core source of funding for banks and a primary destination of private savings across the European Union. In total, European households have accumulated EUR ~10 trillion in their savings accounts. However, customers rarely change their bank, hence they suffer a significant loss of interest on both levels – international and local. We […]

Raisin and Younited Credit cooperate on the German-speaking markets

The two Fintech companies launch a cross-border partnership today: Younited Credit markets its savings products to German and Austrian residents via Raisin. Berlin/Paris, June 10, 2016 – Raisin, the pan-European online savings platform, and Younited Credit (formerly Prêt d’Union), the leading P2P lending platform to individuals in France, announce today the start of their international […]

Raisin launches platform for France

After having launched its European Platform, Raisin is now available with its new French platform www.raisin.fr. Berlin/ Paris, May 31th – Today Raisin, the Pan-European online deposit marketplace, has launched www.raisin.fr for customers in France, in French language and with dedicated French customer support. Within a few weeks after the European launch Raisin managed to […]

Interest Rate Radar – April 2016

Deposits are a core source of funding for banks and a primary destination of private savings across the European Union. In total, European households have accumulated EUR ~10 trillion in their savings accounts. However, customers rarely change their bank, hence they suffer a significant loss of interest on both levels – international and local. We […]

Raisin: First European Fintech to reach 1 billion Euro invested Volume

Berlin, April 26th 2016 – Raisin is the first European fintech startup that has reached the incredible amount of 1 billion Euro invested volume. Since Raisin started with its German platform WeltSparen in December 2013 customers have invested more than 1 billion Euro in overnight money and fix-term deposits. Within Europe Raisin´s success is unique, […]

Interest Rate Radar – March 2016

Deposits are a core source of funding for banks and a primary destination of private savings across the European Union. In total, European households have accumulated EUR ~10 trillion in their savings accounts. However, customers rarely change their bank, hence they suffer a significant loss of interest on both levels – international and local. We […]

Raisin, previously known as SavingGlobal, has launched its pan-European savings marketplace, expanding for the first time beyond its home country of Germany and neighboring Austria.

TechCrunch April 6, 2016 - View Article

Raisin aims to take advantage of the differing interest rates paid by banks across Europe. The company had until now only offered German and Austrian citizens the chance to open higher-yielding accounts.

Wall Street Journal April 6, 2016 - View Article

Raisin, until last year known as SavingGlobal, has offered its products in Germany since 2013 and says that more than 40,000 customers have signed up since then, depositing almost €1 billion at 13 banks in Sweden, Croatia, Poland, Portugal, Ireland

Handelsblatt Global Edition April 6, 2016 - View Article

A Berlin fintech startup that's already brokered €1 billion has created the first pan-European savings platform

Business Insider April 6, 2016 - View Article

Raisin launches the first pan-European marketplace for savings

Customers in 30 countries gain access to higher-interest rate accounts across the continent Berlin, April 6th 2016 – Raisin has today launched the first-ever pan-European marketplace for savings. The European-wide launch follows Raisin’s successful 2013 debut in Germany where it operates under the name WeltSparen. In a little over two years, Raisin’s 35,000 customers have already deposited […]

Raisin at European Commission’s Public Hearing

The EU market for retail financial services is still fragmented. A single market in this area does not truly exist. Consequently, consumers in the EU´s domestic markets cannot receive the benefits of a single market like greater and better choices as well as cheaper prices. Therefore the main purpose of the Green Paper is to […]

Interview with Hana Frankova from the European Commission

  Hana Frankova is a policy officer in the European Commission, in the unit dealing with Retail financial services and payments of the Directorate General for Financial Stability, Financial Services and Capital Markets Union. She joined the European Commission in 2009, after six years spent in private law practice. Today we speak about Europe, digitalization […]

Interview with Maya Georgieva from Fibank (Part 2)

In 2007, Bulgaria became a member of the European Union. With regard to the banking sector, was there a change? And right now, there is a new challenge: the implementation of the Banking Union is under way. What are the current changes? I can say that the accession of Bulgaria to the European Union, exacerbated […]

Interview with Maya Georgieva from Fibank (Part 1)

First Investment Bank (Fibank) was our first partner bank. What was the reason for you wanting to join WeltSparen? What were your expectations when you decided to offer your products to German customers? Fibank is a young and innovative bank in Bulgaria. We have always had an interest in products that attract a younger population. […]

Early sign-ups to smart new savings platform ‘Raisin’ receive up to €500

Wednesday, 18th Nov 2015, Berlin: Savers across Europe will be among the first to benefit from Raisin’s new referral programme. Raisin, the European brand of Berlin-based fintech startup SavingGlobal, will be offering customers a welcome bonus for registering with the European platform ahead of its launch in a few weeks. With the holiday season rapidly […]

Interview with Banca Sistema’s Egisto Franceschi

Banca Sistema was founded in 2011. Only four years have passed and you are now one of the most profitable Banks in Italy. What is your secret? In terms of profitability, Banca Sistema is one of the most profitable banks in Italy, with an ROAE of 38% in the first half 2015, when most bank […]

If you are disappointed at the low rates being offered on savings accounts listen up, help may be at hand.

Today FM August 23, 2015 - View Article

Logo The Wall Street Journal Small

Raisin's business model, and attraction for venture capitalists, takes advantage of the European Union’s lack of an integrated capital market.

Wall Street Journal August 6, 2015 - View Article

Raisin's marketplace lets you shop around and compare different rates European-wide.

TechCrunch August 6, 2015 - View Article

Raisin has the most simple-but-brilliant way of boosting your cash savings we've ever heard.

Business Insider March 23, 2015 - View Article

Investing across borders is easy. Raisin based in Berlin, allows Germans to open as many accounts elsewhere in Europe as they like without ever visiting a branch.

The Economist March 13, 2015 - View Article

Raisin, set up a year ago, allows its customers to take advantage of higher rates in other countries.

Financial Times November 30, 2014 - View Article

Logo The Wall Street Journal Small

Even banks that don't have branches or online operations in Germany can now reach German savers through Raisin.

Wall Street Journal September 16, 2014 - View Article

Raisin raises €7.5m to spark “saving without borders” revolution.

Index Ventures August 23, 2014 - View Article

How to put your savings in another country and earn more interest.

Quartz June 23, 2014 - View Article