How to use Raisin: a quick start guide
Open your Raisin Account in three easy steps
1. Register for a Raisin Account and grow your savings
Click on Register now, enter your email address and complete the registration form
Identify yourself and your address
Before we open your account, we need to make sure that you are you! We do this to make sure that the person opening their Raisin Account is really who they say they are.
Download our App to verify your identity by videocall. Make sure you have your ID or passport at hand. Once you have completed the initial registration flow you will be able to video call an IDnow operator who can verify your identity.
Upload a Proof of Address
Upload one of these documents:
- Bank statement with your name and address
- Utility bill (water, electricity, gas or telephone landline), providing similar information
- Certificate of tax residence with your name and address issued by the tax office
2. Choose the savings account that’s right for you
Once your Raisin Account is open, you will be able to choose savings accounts from all over Europe. All the important information you’ll need to know, such as the bank, interest rates or length term, are set out clearly so you can make easy comparisons.
3. Tell us which account you want to apply for
When you’ve chosen the savings account that’s right for you, let us know by logging in to your Raisin Account and selecting the savings account you want to open. You can apply to open as many accounts as you like.
4. Transfer your money
The next step is to make a deposit. Transfer the funds from your bank. You will find the IBAN of your Raisin Account in your online banking, or in the welcome email.
Once the funds have arrived in your Raisin Account, the bank will review your application and once approved, your money will be automatically transferred to your new savings account.
We will send you an email with the opening confirmation.
5. Watch your money grow
All that’s left for you to do is sit back, relax and watch your money grow.
Is my money safe?
The answer is yes. Your savings are protected by each country’s Deposit Guarantee scheme up to €100,000 per customer per bank. You can find more information on the protection of European citizens’ savings here.