- Protected up to an equivalent of €100,000
- Available for deposits starting from EUR 2,000
- Funds can be terminated early
About Atlântico Europa
Founded in 2009, Atlântico Europa is a digital based relationship bank headquartered in Lisbon. As one of the fastest growing financial institutions in the country, Atlântico Europa strives to create value for its individual, corporate and institutional clients, offering them a wide variety of financial services, ranging from savings and day-to-day banking products to trade finance and highly complex advisory solutions. Atlântico Europa has a solid capital base (tier 1 ratio amounting to 13.2% as of December 2015) and is committed to a continuous profitable growth, based on solid revenues, controlled expenses and meticulous management of risks.
Atlântico Europa is audited by the international accounting firm KPMG and covered by the Deposit Guarantee Fund of the Portuguese Republic (FGD, Fundo de Garantia de Depósitos), which protects all deposits up to EUR 100,000 per customer and bank.
- Prolongation is only possible 28 to 5 days before termination
- 100% online
- Prolongation Possible
- Interest payout possible
Tax process and documents
Portugal has a withholding tax rate of 28% (the exact rate may differ depending on your country of residence), and, due to Double Taxation Agreements (DTAs) you have the option to reduce this rate.
Please provide one of the following proofs of occupation: i) Employee: (a) copy of payroll or (b) certificate by employer; ii) Self-employed person: (a) current copy of the commercial register or (b) recent income tax assessment or (c) current confirmation by an tax consultant or tax authority; iii) Retired person: valid pension approval certificate; iv) Student: Copy of valid student ID; v) Non-employed: no proof needed; vi) No documents are required if you wish to open further term deposits at Atlântico Europa. You can complete this process online.
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Banco Atlântico Europa S.A. with its seat at Av. Da Liberdade 259, 1250-143 Lisboa, Portugal is registered with Banco de Portugal, part of Eurosysten, and Comissão do Mercado de Valores Mobiliários (Portuguese Securities Market Commission). Banco Atlântico Europa S.A is authorized and regulated by Portuguese Financial Supervision Authority.
Your eligible deposits with Banco Atlântico Europa, S.A are protected up to a total of EUR 100,000 by the Portuguese deposit protection scheme (http://www.fgd.pt/en-US/Pages/inicio.aspx). Any deposits you hold above the EUR 100,000 limit are not covered. This communication has been authorized by Banco Atlântico Europa S.A.