About Euram Bank
Euram Bank (European American Investment Bank AG), an independent Austrian private bank based in Vienna, was founded in 1999 and has since established itself in the areas of private and investment banking for Austrian and international individuals, entrepreneurs and institutional investors.
Euram Bank has a solid capital base and is committed to a total return approach, which focuses on long-term wealth preservation and strict discipline in risk management.
- Prolongation is only possible 28 to 5 days before termination
- 100% online
- Prolongation Possible
- Interest payout possible
Tax process and documents
The standard withholding tax rate on interest in Austria is 25%. The exact withholding tax rate will depend on your country of residence.
Raisin is not able to assist you in regard to any withholding tax issues. We therefore kindly ask you to consult a tax advisor or your local tax office / authority who will be able to assist you with any questions in this regard.
Please note that the responsibility for reducing withholding tax lies solely with the owner of the savings product. We must also point out that interest generated income may also be subject to taxation in your home country.
An online application is sufficient for opening and prolongation.
What is Raisin?
Raisin’s goal is to provide savers the best interest rates! We give you access to exclusive savings products from all over Europe – all via one single platform and fully online!
To date, more than 400,000 customers have invested more than EUR with our 114 partner banks.
We earned the trust of our customers and not only received numerous awards but also have a recommendation rate of 95 % on the independent German rating portal Bankingcheck. This allowed us to build the largest and by far the most successful marketplace for savings and investment products across Europe.
Raisin guarantees a smooth investment process and the simple management of your investments with all of our partner banks via one single platform. And in case of any questions or doubt you can always get in touch with our excellent customer service who are happy to help.
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The European American Investment Bank AG (Euram Bank) with its seat at Palais Esterházy, Wallnerstraße 4, 1010 Vienna, Austria is registered with the Commercial Court of Vienna under no. : FN 286544 p. Euram Bank is authorized and regulated by the Austrian Financial Market Authority.
Your eligible deposits with the Euram Bank are protected up to a total of EUR 100,000 by Einlagensicherung der Banken und Bankiers Gesellschaft m.b.H (http://www.einlagensicherung.at), one of the five Austrian deposit protection schemes. Any deposits you hold above the EUR 100,000 limit are not covered. This communication has been authorized by the Euram Bank.