- Protected up to an equivalent of €100,000
FIMBank is headquartered in Malta and is owned by two important financial institutions in the Gulf Region. Established in 1995 and with offices in Europe and the United Arab Emirates, FIMBank provides its international clientele with commercial, real estate and retail banking services. The bank is also renowned for the quality of its factoring services and was awarded the TFR Awards as the best factoring institution in 2016.
In addition, FIMBank vaunts a long term BB- rating from the the Fitch credit rating agency. With total assets of US$1.60 billion and a capital asset ratio of 14.20%, FIMBank complies with all European Union and Maltese banking capital requirements.
- Prolongation is only possible 28 to 5 days before termination
- 100% online
- Prolongation Possible
- Interest reinvested
Tax process and documents
Malta does not charge withholding taxes for non-resident individuals. However, your interest rate gains may be subject to taxation in your home country.
Please note that the tax treatment depends on your personal and individual asset position and that there might be changes in the tax treatment. We advise customers to seek individual tax advice in cases of doubt.
For opening of a deposit, an account opening application must be submitted as a scan or as an original. For renewal and prolongation of a deposit, an online application will suffice.
What is Raisin?
Raisin’s goal is to provide savers the best interest rates! We give you access to exclusive savings products from all over Europe – all via one single platform and fully online!
To date, more than 195.000 customers have invested more than EUR with our 81 partner banks.
We earned the trust of our customers and not only received numerous awards but also have a recommendation rate of 95 % on the independent German rating portal Bankingcheck. This allowed us to build the largest and by far the most successful marketplace for savings and investment products across Europe.
Raisin guarantees a smooth investment process and the simple management of your investments with all of our partner banks via one single platform. And in case of any questions or doubt you can always get in touch with our excellent customer service who are happy to help.
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FIMBank p.l.c with its seat at Mercury Tower, The Exchange Financial and Business Centre, Elia Zammit Street, STJ 3155 St Julian’s, Malta is registered with Commercial Register in Malta under registration number C17003. FIMBank p.l.c is authorized and regulated by the Malta Financial Services Authority (MFSA). Your eligible deposits with FIMBank p.l.c are protected up to EUR 100,000 per bank and per customer by the Deposit Compensation Scheme (http://www.compensationschemes.org.mt). Any deposits you hold above the EUR 100,000 limit are not covered. This communication has been authorized by FIMBank p.l.c