Best offers of FIMBank from Malta

Welcome Bonus up to €100

0.46

p.a.

1 year | EUR

Invest now Show more offers

Protected up to an equivalent of €100,000

All Term Deposit offers from FIMBank

Interest rate	Term	Currency
0.51 % p.a.	3 months	EUR
0.46 % p.a.	6 months	EUR
0.46 % p.a.	1 year	EUR

About FIMBank

FIMBank p.l.c. is a licensed credit institution headquartered in Malta. It is listed on the Malta Stock Exchange and just celebrated its 25-year anniversary in 2019.

FIMBank is a leading international provider of trade finance, factoring and forfaiting services, with operations in various major financial and trading centers around the world.

As a customer-oriented service provider, FIMBank focuses on the optimization of business performance and growth strategies. It offers tailor-made trade finance solutions for corporate clients in over 50 countries around the globe.

FIMBank is a member of the KIPCO Group, one of the largest holding companies in the Middle East and North Africa. The KIPCO Group employs over 16,000 people in 60 comprises over and across 24 countries.

Offer details

Effective rate

0.46 % p.a.

Nominal rate

0.45 % p.a.

Term

1 year

Availability

At maturity

Interest payout

At maturity

Interest taxation

At maturity

Important information

Due to a technical error only one deposit with the same amount per day is possible.

Deposit guarantee

100 % Deposit guarantee Malta

Currency

EUR

Min/Max investment amount

1,000 – 100,000 EUR

Prolongation

Prolongation is only possible 28 to 5 days before termination
100% online
Prolongation Possible
Interest reinvested

Withholding tax

Malta does not charge withholding taxes for non-resident individuals. However, your interest rate gains may be subject to taxation in your home country.

Additional documents

For opening of a deposit, an account opening application must be submitted as a scan or as an original. For renewal and prolongation of a deposit, an online application will suffice.

Product information sheet

Security and deposit guarantee

Malta is a member of the European Union and – since 2008 – of the eurozone. Malta is classified as an advanced economy by the International Monetary Fund and as a high income country by the World Bank. The World Economic Forum describes Malta as an innovation-driven economy.

The strengths of the Maltese economy are its strategic location, being situated in the middle of the Mediterranean Sea at a crossroads between Europe, North Africa and the Middle East, its open market economy, multilingual population (88% of Maltese people speak English), and well developed finance and information & communication technology clusters.

In early 2017, Standard & Poor’s credit rating for Malta stood at A- and Moody’s credit rating at A3. Malta’s government debt, at 69.8% of GDP, is lower than the debt of Germany, France, the United Kingdom, and Austria.

Deposits are 100% secured by the Maltese Depositor Compensation Scheme up to an amount of EUR 100,000 per depositor per credit institution. This protection also applies to investors from outside of Malta. For more information on the Deposit Guarantee in Malta, please visit: http://www.compensationschemes.org.mt.

All Member States of the European Economic Area have agreed to improve their protection of savers and therefore to harmonise the minimum requirements for national deposit insurance schemes (Directives 94/19 / EC, 2009/14 / EC and 2014/49 / EU). Among them, the payment modalities, the payout period and other important points are uniformly regulated at a high standard throughout Europe.

Tax process and documents

Malta does not charge withholding taxes for non-resident individuals. However, your interest rate gains may be subject to taxation in your home country.
Please note that the tax treatment depends on your personal and individual asset position and that there might be changes in the tax treatment. We advise customers to seek individual tax advice in cases of doubt.

For opening of a deposit, an account opening application must be submitted as a scan or as an original. For renewal and prolongation of a deposit, an online application will suffice.

What is Raisin?

Raisin’s goal is to provide savers the best interest rates! We give you access to exclusive savings products from all over Europe – all via one single platform and fully online!

To date, more than 225,000 customers have invested more than EUR with our 88 partner banks.

We earned the trust of our customers and not only received numerous awards but also have a recommendation rate of 95 % on the independent German rating portal Bankingcheck. This allowed us to build the largest and by far the most successful marketplace for savings and investment products across Europe.

Raisin guarantees a smooth investment process and the simple management of your investments with all of our partner banks via one single platform. And in case of any questions or doubt you can always get in touch with our excellent customer service who are happy to help.

Raise your interest with Europe’s #1 savings marketplace!

Open an account in three easy steps

Fill out the online registration

Select offer

Select your preferred offer

Start saving

Transfer the desired investment amount

FIMBank p.l.c with its seat at Mercury Tower, The Exchange Financial and Business Centre, Elia Zammit Street, STJ 3155 St Julian’s, Malta is registered with Commercial Register in Malta under registration number C17003. FIMBank p.l.c is authorized and regulated by the Malta Financial Services Authority (MFSA). Your eligible deposits with FIMBank p.l.c are protected up to EUR 100,000 per bank and per customer by the Deposit Compensation Scheme (http://www.compensationschemes.org.mt). Any deposits you hold above the EUR 100,000 limit are not covered. This communication has been authorized by FIMBank p.l.c

0.46

p.a.

1 year | EUR

Invest now

More offers:

0.51 % p.a.	3 months \| EUR
0.46 % p.a.	6 months \| EUR

Show more offers