Helping banks accelerate product development and expand distribution capabilities to meet their funding needs

Our cutting-edge software solution Raisin Savings-as-a-Service supports the lifecycle of FDIC/NCUA insured time deposit accounts. You choose from a pre-built product catalogue and apply your cost of funds to quickly create ready-to-market products. Our unique product features allow you to create value beyond competing on rate. You can choose your preferred distribution channels to meet your funding objectives.

Our offering


The benefits

Quickly create time deposit products with our flexible Raisin SaaS toolbox

You control branding, pricing, and cost of funds

Expand distribution capabilities to meet your funding needs

Our backers

We have raised more than USD 200M in funding from leading investors

About Raisin

A trailblazer for open banking and the leading pan-European one-stop shop for online savings and investments, Berlin-based fintech Raisin is breaking down barriers to better savings for consumers and SMEs. Since launch in 2013, Raisin has placed more than USD 22 billion for more than 260,000 customers in 30+ countries and 93 partner banks.

Raisin was named Europe’s top 5 fintech by the renowned FinTech50 awards and is backed by prestigious investors such as Goldman Sachs, PayPal Ventures, Thrive Capital, Index Ventures, Orange Digital Ventures, btov Ventures, and Ribbit Capital. Raisin US in New York City, Raisin UK in Manchester, banking-as-a-service provider Raisin Bank in Frankfurt and pensions specialist fairr all belong to Raisin.