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RCI Bank

Banking license: United Kingdom (AA)
Deposit amount: Min. £ 1,000.00 – Max. £ 95,000.00
Protection limit: Up to £ 120,000.00 payout in British Pound
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Account information

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Deposit Guarantee

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Bank Details

RCI Bank was launched in the UK in 2015 and is regulated by the FCA and PRA. RCI Bank offers UK savers transparent, simple accounts and great service.

Further Bank Details

Year Established

1974

Place of Establishment

Paris

Business Focus (B2B/B2C)

Bank Deposits, Corporate Loans, Leasing

Market(s) in which the bank has branches

France, Argentina, Germany, Ireland, Italy, Austria, Poland, Portugal, Sweden, Slovenia, Spain

Total capital ratio (TCR)

16.05 %

* As of: 02.12.2025 - The data is provided by our partner FMH-Finanzberatung eK for private use. Raisin GmbH assumes no liability for topicality, correctness and completeness. FMH Financial Consulting specializes in information about interest rates and financial products and has been collecting financial data in Germany since 1986 and preparing it for consumers, banks and editorial offices.

Security & Deposit Protection

The FSCS is the United Kingdom’s statutory deposit guarantee scheme. If an FSCS-protected bank fails or is unable to meet its financial obligations, the FSCS can provide compensation for eligible customer deposits up to a limit of £120,000 per person, per bank. The FSCS’ £120,000 protection limit applies to all deposits held with a bank (including current and savings accounts), as well as any deposits held with intermediaries of the same bank (for example, where a bank operates multiple banks under different trading names). Read our dedicated FAQ page to learn more about the FSCS.

Who is Raisin?

We are the UK savings marketplace for Raisin, one of Europe’s most successful technology-led financial services companies. We connect you with a range of banks and building societies offering deposit-protected savings accounts with competitive interest rates, making it easier for you to grow your money. Using our savings marketplace is simple. By registering for a Raisin UK Account, you'll only ever need to fill in one application form. Then you can browse, apply for and fund a range of savings accounts, and manage everything under one roof. No paperwork or endless passwords to remember - just a free, easy way to grow your savings.
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Als Pionier für Spar-, Investment- und Altersvorsorgeprodukte ermöglichen wir Privatkunden einen unkomplizierten Zugang zu globalen Einlagen- und Kapitalmärkten – ein Vorteil, der auch Finanzinstitute stärkt.

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How Raisin UK works

Deposit protection

Partner banks

Refer a friend bonus

Platform updates and improvements

About Open Banking

Careers

Statement of Principles for Raisin Vendors

All savings accounts

Fixed rate bonds

Notice accounts

Easy access savings

Sharia savings accounts

Savings guides

Banking guides

Taxes guides

Investments guides

Inheritance and Wealth Planning guides

Online safety

Contact us & FAQs

Accessibility and support

Help using Raisin UK

Become an affiliate

All interest rates displayed are Annual Equivalent Rates (AER), unless otherwise explicitly indicated. The AER illustrates what the interest rate would be if interest was paid and compounded once a year. This allows individuals to compare more easily what return they can expect from their savings over time.

Raisin UK is a trading name of Raisin Platforms Limited which is authorised and regulated by the Financial Conduct Authority (FRNs 813894 and 978619). Raisin Platforms Limited is registered in England and Wales, No 11075085. Registered office: Cobden House, 12-16 Mosley Street, Manchester M2 3AQ, United Kingdom. The information on this website does not constitute financial advice, always do your own research to ensure it's right for your specific circumstances. Tax treatment depends on the individual circumstances of each customer and may be subject to change in the future.