Blue Light Card Member Savings Bonus

1. THE PROMOTER AND THESE TERMS

1.1. The Promoter. The promoter of this offer is Raisin Platforms Limited, trading as Raisin UK (“we”, “us”, “our” or “Raisin UK”). Raisin UK is a company registered in England and Wales (Company no. 11075085) with its registered office at Cobden House, 12-16 Mosley Street, Manchester M2 3AQ, and is authorised and regulated by the Financial Conduct Authority (FRN: 813894 and 978619).

1.2. The Terms. These terms and conditions ("Terms") govern the Raisin UK promotional bonus scheme for Blue Light Card members  (the “Offer”). In these Terms, references to “you”, “your” and “the participant” mean the individual customer participating in the Offer. By participating in the Offer, you acknowledge and agree to be bound by these Terms.

1.3. Interaction with Platform Terms. These Terms apply in conjunction with the standard Raisin UK Terms and Conditions (the “Platform Terms”). In the event of any conflict, these Terms shall prevail to the extent of such conflict.

1.4. The Cash Bonus. Subject to these Terms, you will receive a one-off Cash Bonus (the “Cash Bonus”) paid to your Raisin UK Transaction Account when you open and fund a Qualifying Account (as defined in Section 3). The exact value of the Cash Bonus will be determined by the amount of your first Qualifying Deposit, as detailed in Section 5.

2. OFFER PERIOD AND AVAILABILITY

2.1. The Offer entry period begins at [00:01] on 01.10.2026 and closes at [23:59] (UK time) on 31.12.2026 (the “Offer Period”).

2.2. We reserve the right to suspend, amend, or withdraw this Offer at any time without prior notice for legal or regulatory reasons, due to operational constraints, technical failures, or due to circumstances beyond our reasonable control.

3. ELIGIBILITY

Who can participate

3.1. This Offer is open to individuals who:

(a) are resident in the United Kingdom (excluding the Isle of Man and the Channel Islands) and aged 18 years or older;

(b) hold a verified Blue Light Card membership; 

(c) do not currently hold, and have never held or registered for a Raisin UK account (whether directly or via any distribution partner of Raisin UK);  

What you need to do

3.2. To qualify for the Cash Bonus, you must:

(a) register for a Raisin UK account via the designated Blue Light Card link during the Offer Period;

(b) Open a fixed rate bond with a term of 12 months or longer through the Raisin UK platform (a “Qualifying Account”). For the avoidance of doubt, Easy Access accounts, Notice accounts and fixed rate bonds with a term of less than 12 months do not qualify for this Offer;

(c) deposit at least £10,000 into the Qualifying Account from your Raisin UK Transaction Account (the “Qualifying Deposit”).The value of the Cash Bonus is determined by the amount of your Qualifying Deposit, as set out in Section 5.

3.3. You must maintain your Qualifying Deposit for the full term of the Qualifying Account, in accordance with its product terms.If you exercise any statutory or contractual right to cancel or close your Qualifying Account within the cooling-off period, or if the Qualifying Account is closed, cancelled, or the deposit balance falls below the minimum qualifying threshold of £10,000 prior to the Cash Bonus payout date, you will forfeit any entitlement to the Cash Bonus. 

4. EXCLUSIONS AND RESTRICTIONS

4.1. This Offer is strictly limited to one (1) Cash Bonus per eligible customer. We may use reasonable checks to detect duplicate, fraudulent or suspicious registrations.

4.2. This Offer applies exclusively to your first single Qualifying Deposit into a single Qualifying Account. Deposits spread across multiple savings products will not be aggregated or combined for the purpose of determining the Cash Bonus value.

Example: If you open two Qualifying Accounts and deposit £10,000 into the first and £30,000 into the second, only your first funded account (£10,000) will count. The Cash Bonus payable will be £10 (based on the £10,000 to £19,999.99 tier). The two deposits will not be combined.

4.3. The following will not be considered a Qualifying Deposit for the purposes of this Offer:

(a) the movement or transfer of existing funds originating from the maturity or withdrawal of an existing savings account held by you on the Raisin UK platform; or

(b) any interest or profit payments or previous promotional bonuses paid to your Raisin UK account.

5. THE CASH BONUS AND PAYMENT

5.1. The value of the Cash Bonus is determined by  the value of your single initial  Qualifying Deposit, in accordance with the tiers set out in the table below. The maximum Cash Bonus amount you can receive under this Offer is £40.

 *Eligible deposits placed with UK-authorised Partner Banks through the Raisin UK platform are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible depositor, per banking group. Any amount above the FSCS protection limit is not covered by FSCS.

5.2. Subject to these Terms, the Cash Bonus will be paid into your Raisin UK Transaction Account within sixty (60) days of your Qualifying Deposit being accepted by the relevant Partner Bank.

5.3. To receive the Cash Bonus, your Raisin UK account and your Qualifying Account must remain open and must not be suspended, restricted, or under investigation at the date of payout.

5.4. The Cash Bonus is a cash payment to your Raisin UK Transaction Account and is non-transferable. No alternative or substitute bonus will be provided.

6. GENERAL

6.1. Raisin UK reserves the right to withhold, delay, or recover a Cash Bonus if we reasonably determine that:

(a) you have not satisfied all of the eligibility conditions set out in these Terms; 

(b) you have claimed or attempted to claim multiple bonuses (including, but not limited to, by opening or attempting to open multiple accounts);

(c) you have engaged in fraudulent activity, manipulation or any abuse of the Offer or the Raisin UK platform;

(d) you have breached these Terms or the Platform Terms; 

(e) your Raisin UK account is closed, suspended, restricted or under investigation;

(f) the Cash Bonus was credited as a result of a manifest error by Raisin UK. 

6.2. Where Raisin UK exercises its rights to recover a Cash Bonus that has already been paid, Raisin UK may deduct the relevant amount from the balance of your Transaction Account.

6.3. By participating in this Offer, you acknowledge that your personal data will be processed in accordance with the Raisin UK Privacy Policy: https://www.raisin.com/en-gb/privacy-policy/.

6.4. If any part of these Terms is held to be unlawful, invalid, or unenforceable, the remaining provisions will continue in full force and effect.

6.5. You are solely responsible for determining and meeting any tax liabilities, declarations or reporting obligations arising from the receipt of the Cash Bonus. 

6.6. These Terms shall be governed by the laws of England and Wales. Any disputes arising under them shall be subject to the jurisdiction of the courts of England and Wales.