Budgeting

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Budgeting is one of the best life skills you can have, and will stand you in good stead for your financial future. Whether you’re saving for a house, a holiday, paying off debt, or dreaming about early retirement, budgeting will play a major role in getting on top of your money, whatever your goal. From improving your credit score to cutting costs and learning to live well for less, we’re here to help you plan for effective saving and spending.

The information provided here is for informational and educational purposes only and does not constitute financial advice. Please consult with a licensed financial adviser or professional before making any financial decisions. Your financial situation is unique, and the information provided may not be suitable for your specific circumstances. We are not liable for any financial decisions or actions you take based on this information.

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We explore some of the best ways to spend your surplus income effectively.

Hands holding receipts while checking spreadsheet on laptop for expenses.

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Learn more about the basics of personal finance, and why it matters.

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We consider the meaning of frugal living and the benefits that come with a frugal lifestyle.

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All interest rates displayed are Annual Equivalent Rates (AER), unless otherwise explicitly indicated. The AER illustrates what the interest rate would be if interest was paid and compounded once a year. This allows individuals to compare more easily what return they can expect from their savings over time.
Raisin UK is a trading name of Raisin Platforms Limited which is authorised and regulated by the Financial Conduct Authority (FRNs 813894 and 978619). Raisin Platforms Limited is registered in England and Wales, No 11075085. Registered office: Cobden House, 12-16 Mosley Street, Manchester M2 3AQ, United Kingdom. The information on this website does not constitute financial advice, always do your own research to ensure it's right for your specific circumstances. Tax treatment depends on the individual circumstances of each customer and may be subject to change in the future.