Why does it take three business days for my matured funds to become available in my Raisin UK Account?
It takes three business days for your matured funds to return to your Raisin UK Account due to the transfer methods used. When your Fixed Rate Bond matures, your matured funds, including your original deposit and any interest or profit that you’ve accrued, will either transfer directly to your Raisin UK Account from a partner bank, or your funds will transfer to your Raisin UK Account from a partner bank via Meteor Asset Management (our deposit administrator).
Please note that in the case that your funds mature on a bank holiday or at the weekend, your funds will not leave the partner bank until the next business day.
Please be aware that at no time does Raisin have access to your funds and in no way does Raisin profit from the time it takes for your funds to transfer from a partner bank to your Raisin UK Account upon the maturity of a Fixed Rate Bond.
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About us
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All interest rates displayed are Annual Equivalent Rates (AER), unless otherwise explicitly indicated. The AER illustrates what the interest rate would be if interest was paid and compounded once a year. This allows individuals to compare more easily what return they can expect from their savings over time.
Raisin UK is a trading name of Raisin Platforms Limited which is authorised and regulated by the Financial Conduct Authority (FRNs 813894 and 978619). Raisin Platforms Limited is registered in England and Wales, No 11075085. Registered office: Cobden House, 12-16 Mosley Street, Manchester M2 3AQ, United Kingdom. The information on this website does not constitute financial advice, always do your own research to ensure it's right for your specific circumstances. Tax treatment depends on the individual circumstances of each customer and may be subject to change in the future.