Refer a friend bonus

Earn £100 each when your friend joins Raisin UK and opens a qualifying deposit

A group of three friends gathered around a coffee shop table. The person in the middle is holding a phone and showing her friends what is on the screen.

Recommend Raisin UK to friends or family and you could both receive a £100 bonus when eligibility criteria are met

If you like saving with Raisin UK, why not share us with your friends and family members?

Here's how you and your friends can benefit:

You’ll receive £100 for each friend who opens and funds a qualifying fixed rate bond with at least £10,000.
Each friend will receive £100 when they open and fund their first qualifying fixed rate bond.

Please note: the Raisin UK refer a friend bonus increased to £100 on 31 October 2025. The qualifying criteria was also updated. Only successful referrals made on or after 31 October 2025 will qualify for the £100 bonus.

How to refer a friend

Log in to your Raisin UK Account and go to the refer a friend page.
Copy the referral link and share it with friends by text message, email, or social media.
When a friend registers using your link and meets the eligibility criteria, you’ll both receive £100 into your Transaction Accounts. Please ensure your Transaction Account is active before making a referral.

You can refer anyone who isn’t already a registered customer with Raisin UK, although we recommend sharing only with friends likely to meet our eligibility requirements - (please refer to our FAQs for more details).

Timelines

You and your referred friend will receive your bonus within 28 days of their opening and funding a qualifying fixed rate bond (1 year or longer, £10,000 minimum opening deposit).

Raisin UK Refer a Friend T&Cs (for referrals made from 31 October 2025)

Please note: the Raisin UK refer a friend bonus increased to £100 on 31 October 2025. The qualifying criteria was also updated. The terms below apply only to customers who referred a friend, or were referred, on or after 31st October 2025. If you referred a friend or were referred by a friend before 31 October 2025, you are subject to our previous terms and conditions and will receive the previous bonus amount (£50).

Referral bonus is valid only for new referral registrations. New referral customers must fully register on Raisin UK.
New referral customers must open and fund a fixed rate bond with a term of 1 year or longer with a minimum deposit of £10,000 to qualify for the bonus. The investment cannot be split across several savings accounts- it must be in a single savings account, and the referred person’s first successfully opened savings account.
Bonus payments will be made within 28 days of the referral customer opening their qualifying fixed rate bond.

Terms and conditions for referrals made before 31 October 2025 (click to expand)

Offer campaign is valid only for new referral registrations. New referral leads must fully register on Raisin UK.
New referral leads must open and fund their first account with a minimum £5,000 to qualify for the bonus. The investment cannot be split across several products - it must be in a single product, and the referred person’s first successfully opened product.
If the referred person opens a fixed rate bond, the term length must be a minimum of six months, with a balance equal to or above £5,000.
If the referred person opens an easy access savings account or notice savings account, they must keep this account open for a minimum of six months, with a balance equal to or above £5,000.

Als Pionier für Spar-, Investment- und Altersvorsorgeprodukte ermöglichen wir Privatkunden einen unkomplizierten Zugang zu globalen Einlagen- und Kapitalmärkten – ein Vorteil, der auch Finanzinstitute stärkt.

All interest rates displayed are Annual Equivalent Rates (AER), unless otherwise explicitly indicated. The AER illustrates what the interest rate would be if interest was paid and compounded once a year. This allows individuals to compare more easily what return they can expect from their savings over time.
Raisin UK is a trading name of Raisin Platforms Limited which is authorised and regulated by the Financial Conduct Authority (FRNs 813894 and 978619). Raisin Platforms Limited is registered in England and Wales, No 11075085. Registered office: Cobden House, 12-16 Mosley Street, Manchester M2 3AQ, United Kingdom. The information on this website does not constitute financial advice, always do your own research to ensure it's right for your specific circumstances. Tax treatment depends on the individual circumstances of each customer and may be subject to change in the future.