Elevate your savings game today
Your friend has let you in on their best-kept savings secret! Join Raisin UK and get a £100 bonus when you start saving with a qualifying account.
Register
Use your friend's referral link to create your free Raisin UK Account
Start saving
Open and fund a fixed rate bond with a term of 1 year or longer with £10,000 or more
Receive your bonus!
Once you meet the eligibility criteria, we’ll credit you and your friend with £100 each within 28 days. Terms and conditions apply.
How it works
You and your friend will each receive £100 when you register a Raisin UK Account and open a qualifying fixed rate bond (1 year or longer, £10,000 or more).
Please note: the Raisin UK refer a friend bonus increased to £100 on 31 October 2025. The qualifying criteria was also updated. Only successful referrals made on or after 31 October 2025 will qualify for the £100 bonus.
Payment timelines
Bonuses will be paid into yours and your friend's Transaction Accounts within 28 days of opening and funding your qualifying account.
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More savings options, zero fees
Why limit yourself to the high street? With over 40 FSCS-protected banks and building societies at your fingertips, we give you even more choice to find the right savings account for you. Our easy-to-use website and app allow you to manage your money at any time, for free. And with all your accounts under one roof, there’s no need to juggle multiple logins, either.
You’re in safe hands
We’re authorised and regulated by the Financial Conduct Authority (FCA) (FRN: 813894), and we only work with banks that are protected by the Financial Services Compensation Scheme (FSCS), so you can deposit, manage, and save with confidence. Plus, we use Secure Sockets Layer (SSL) and Transport Layer Security (TLS) technology for server authentication and data encryption, to ensure that your personal data and all communications sent through your Raisin UK Account are safe and secure.
Raisin UK Refer a Friend T&Cs (for referrals made from 31 October 2025)
Please note: the Raisin UK refer a friend bonus increased to £100 on 31 October 2025. The qualifying criteria was also updated. The terms below apply only to customers who referred a friend, or were referred, on or after 31st October 2025. If you referred a friend or were referred by a friend before 31 October 2025, you are subject to our previous terms and conditions and will receive the previous bonus amount (£50).
- Referral bonus is valid only for new referral registrations. New referral customers must fully register on Raisin UK.
- New referral customers must open and fund a fixed rate bond with a term of 1 year or longer with a minimum deposit of £10,000 to qualify for the bonus. The investment cannot be split across several savings accounts- it must be in a single savings account, and the referred person’s first successfully opened savings account.
- Bonus payments will be made within 28 days of the referral customer opening their qualifying fixed rate bond.
Terms and conditions for referrals made before 31 October 2025 (click to expand)
- Offer campaign is valid only for new referral registrations. New referral leads must fully register on Raisin UK.
- New referral leads must open and fund their first account with a minimum £5,000 to qualify for the bonus. The investment cannot be split across several products - it must be in a single product, and the referred person’s first successfully opened product.
- If the referred person opens a fixed rate bond, the term length must be a minimum of six months, with a balance equal to or above £5,000.
- If the referred person opens an easy access savings account or notice savings account, they must keep this account open for a minimum of six months, with a balance equal to or above £5,000.
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All interest rates displayed are Annual Equivalent Rates (AER), unless otherwise explicitly indicated. The AER illustrates what the interest rate would be if interest was paid and compounded once a year. This allows individuals to compare more easily what return they can expect from their savings over time.
Raisin UK is a trading name of Raisin Platforms Limited which is authorised and regulated by the Financial Conduct Authority (FRNs 813894 and 978619). Raisin Platforms Limited is registered in England and Wales, No 11075085. Registered office: Cobden House, 12-16 Mosley Street, Manchester M2 3AQ, United Kingdom. The information on this website does not constitute financial advice, always do your own research to ensure it's right for your specific circumstances. Tax treatment depends on the individual circumstances of each customer and may be subject to change in the future.