The Signature Deposit Bonus

When you register using the bonus code REWARD, Raisin UK provides a Signature Deposit Bonus for new customers depositing £25,000 or more into a fixed rate bond of 1 year or longer.

Our platform, awarded Moneyfactscompare.co.uk 'Savings Platform of the Year' 2026, allows you to choose from a range of fixed rate bonds with competitive interest rates from FSCS-protected partner banks and building societies. This structure ensures you receive a fixed rate alongside your exclusive bonus reward.

For a limited time, new customers depositing £25,000 or more into a 1 year or longer fixed rate bond can earn a one-off Signature Deposit Bonus reward. This bonus is paid in addition to your annual interest, directly into your Raisin UK Transaction Account within 20 days of the savings account opening.

The table below shows how a one-off bonus payment enhances your total return over the first 12 months.

1. THE PROMOTER AND THESE TERMS

1.2 The Terms. These terms and conditions ("Terms") govern the Signature Deposit Bonus promotion (the “Offer”). In these Terms, references to “you”, “your” and “the participant” mean the individual customer participating in the Offer. By participating in the Offer, you acknowledge and agree to be bound by these Terms.  

1.3 Interaction with Platform Terms. These Terms apply in conjunction with the standard Raisin UK Terms and Conditions (the “Platform Terms”). In the event of any conflict, these Terms shall prevail to the extent of such conflict.

1.4. The Cash Bonus. Subject to these Terms, you will receive a one-off Cash Bonus (the “Cash Bonus”) paid to your Raisin UK Transaction Account when you open and fund a Qualifying Account (as defined in Section 3.3). The exact value of the Cash Bonus will be determined by the amount of your first qualifying deposit, as detailed in Section 5.

2. OFFER PERIOD 

2.1. The Offer entry period begins at 00:01 BST on 18 May 2026 and closes at 23:59 BST on 8 June 2026 (the “Offer Period”). 

2.2. We reserve the right to suspend, amend, or withdraw this Offer at any time without prior notice for legal or regulatory reasons, due to operational constraints, technical failures, or due to circumstances beyond our reasonable control. 

3. ELIGIBILITY 

To be eligible for this Offer, you must:

3.1. Be a UK resident aged 18 or over;

3.2. Register for a Raisin UK account during the Offer Period and enter the promo code ‘REWARD’ in the designated field at the time of registration;

3.3. Open a new fixed rate bond with a term of 12 months or longer through the Raisin UK platform (the “Qualifying Account”); 

3.4. From your Transaction Account successfully fund the Qualifying Account with a minimum deposit of £25,000 during the Offer Period (the “Qualifying Deposit”). For the avoidance of doubt, funds held in your Raisin UK Transaction Account that have not been successfully transferred into the Qualifying Account by the end of the Offer Period will not qualify;

3.5. Maintain the Qualifying Deposit in the Qualifying Account in accordance with its product terms until the Cash Bonus is paid. 

3.5.1. You will forfeit the Cash Bonus entirely if you cancel or close the Qualifying Account, or if the balance in the Qualifying Account drops below the minimum threshold for the lowest bonus tier.  

4. EXCLUSIONS AND RESTRICTIONS 

4.1. To be eligible for this Offer, you must not have registered for or held a Raisin UK account before the start of the Offer Period; 

4.2. This Offer is strictly limited to one (1) Cash Bonus per eligible customer. We may use reasonable checks to detect duplicate, fraudulent or suspicious registrations.

4.3. This Offer applies to your first single Qualifying Deposit only. Deposits spread across multiple savings products, or any cash "top-ups", will not be considered or aggregated and will not increase your Cash Bonus value. 

4.3.1. Example (Multiple Saving Accounts): If you open two Qualifying Accounts during the Offer Period and deposit £25,000 into the first and £50,000 into the second, only your first funded account (£25,000) will count. The balances will not be combined to calculate your Cash Bonus. 

5. THE CASH BONUS AND PAYMENT 

5.1. The value of the Cash Bonus will be based on the value of the Qualifying Deposit, in accordance with the tiers set out in the table below. The maximum Cash Bonus amount you can receive under this Offer is £150.

*Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible depositor per UK-authorised institution. Any amount above the FSCS protection limit is not covered by FSCS.

5.2. Subject to these Terms, the Cash Bonus will be paid into your Raisin UK Transaction Account within 20 days of the savings account opening. To receive the Cash Bonus, your Raisin UK account must remain open and must not be suspended, restricted, or under investigation at the time of payout.

5.3. The Cash Bonus is a cash payment and is non-transferable. No alternative or substitute Cash Bonus will be provided.

6. GENERAL

6.1. We reserve the right to withhold payment of a Cash Bonus or recover a Cash Bonus that has already been paid if we reasonably determine that:

6.1.1. you have claimed or attempted to claim multiple bonuses (including, but not limited to, by opening or attempting to open multiple accounts); 

6.1.2. you have engaged in fraudulent activity, manipulation or any abuse of the Offer; 

6.1.3. you have breached these Terms or our Platform Terms; or 

6.1.4. your Raisin UK account is closed, suspended, restricted or under investigation.

6.2. By participating in this Offer, you acknowledge that your personal data will be processed in accordance with the Raisin UK Privacy Policy: https://www.raisin.com/en-gb/privacy-policy/

6.3. If any part of these Terms is held to be unlawful, invalid, or unenforceable, the remaining provisions will continue in full force and effect.

6.4. You are solely responsible for determining any tax liability and for declaring and paying any applicable tax that may be due in relation to the Cash Bonus. 

6.5. These Terms shall be governed by the laws of England and Wales. Any disputes arising under them shall be subject to the exclusive jurisdiction of the courts of England and Wales.