Welcome to Raisin!

A friend thought you’d like this: access competitive interest rates from trusted European banks, and get a €50 bonus when you start saving with €5,000 or more for 6 months*. Here’s how it works.

Smiling middle-aged couple standing in a modern kitchen, looking at a smartphone together while having coffee at a wooden counter.

How it works

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Open a Raisin Account

Use the personal link your friend sent you to register.

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Start saving

Pick the savings account that fits your plans, apply to open it, and transfer your money to your Raisin Account.

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Receive your bonus!

Once you’ve met the conditions, your €50 bonus will be paid into your Raisin Account automatically.

What’s in it for you?

With Raisin, you can:

  • Access over 100 savings offers from 25+ European partner banks – all from one secure platform.
  • Open multiple accounts easily, with just one registration.
  • Earn competitive interest rates from well-known European banks.
  • Enjoy deposit protection – all accounts are covered by each bank’s national deposit guarantee scheme, up to €100,000 per customer, per bank.
  • Save with no fees and no paperwork. Manage everything securely online.

Need-to-know: Bonus conditions

Register using your friend’s personal link and deposit at least €5,000 into a single savings account (either term deposit or demand deposit). Leave it there for 6 months and you’ll both receive your bonus within 14 days.

Start registration

*Full terms and conditions

  • The referred friend must deposit at least €5,000 in a single term deposit or demand deposit account.
  • The deposit must stay in the selected account for at least 6 months (no splitting across savings accounts).
  • Extra deposits don’t count towards the minimum.
  • After 6 months, the bonus is paid within 14 days to both parties’ Raisin Accounts.
  • An active Raisin Account is required to receive the bonus.
  • You can refer up to 10 friends, receiving up to €2,000.
  • The refer a friend programme cannot be used for commercial purposes.