Best Savings Provider 2025 & 2026 | bonkers.ie Awards
How Raisin works
Raisin gives you access to savings accounts from trusted banks across Europe through one secure login. No paperwork. No hidden fees. No hassle.
The identification process explained
Start saving in 3 simple steps
Register
Opening your free Raisin Account is straightforward. Once your identity is confirmed, you’ll have access to savings accounts from all of our partner banks.
Explore offers across Europe
Compare savings accounts from over 30 trusted partner banks. Choose fixed terms from 1 month, or stay flexible with demand deposits.
Start saving, stress-free
Transfer your funds and start saving. Your deposits are covered by national deposit guarantee schemes, protecting your savings up to €100,000 per bank, per depositor.
Save smarter, across Europe
Choose where your money grows with savings offers from trusted banks across Europe. Open your free Raisin Account once, fund it and start saving with any of our partner banks. Manage everything from one simple online dashboard.
Why choose Raisin?
- A platform you can trust
All partner banks are covered by European Deposit Guarantee Schemes, protecting your funds up to €100,000 per depositor, per bank. - We’re here to help
Contact us anytime at contact@raisin.com, send us a message through your Raisin Account, or call us on +353 1 546 1020 (Mon–Fri, 11:00 a.m.–15:00 p.m.). - One account, 30+ banks
Say goodbye to juggling logins. With Raisin, one account gives you access to a whole marketplace of savings offers across Europe. - Competitive interest rates
We work with banks to bring you competitive rates.
Ready to start saving?
You've seen how simple it is. Set up your free account in minutes and access competitive interest rates across Europe.
Register for free
Als Pionier für Spar-, Investment- und Altersvorsorgeprodukte ermöglichen wir Privatkunden einen unkomplizierten Zugang zu globalen Einlagen- und Kapitalmärkten – ein Vorteil, der auch Finanzinstitute stärkt.
Company & team
Savings accounts
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Company & team
Savings accounts
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© 2026 Raisin Bank AG, Frankfurt a.M.
All interest rates displayed are Annual Equivalent Rates (AER), unless otherwise explicitly indicated. The AER illustrates what the interest rate would be if interest was paid and compounded once a year. This allows individuals to compare more easily what return they can expect from their savings over time. Raisin Bank, trading as Raisin, is authorised/licensed or registered by BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht) in Germany and is regulated by the Central Bank of Ireland for conduct of business rules.