"Best Savings Provider" 2025
Featured in the CCPC Money Tools
Featured in the Irish Independent
Member of the CCMA
Deposit Accounts from banks across Europe
✓ Up to 3.05% AER on fixed terms (3 months–7 years)
✓ Over 20 European banks at your fingertips
✓ No fees. No subscriptions. Deposit protection up to €100,000 per person, per bank.
✓ Here to help – real people, real answers.
How do I find the best fixed term deposit account for me?
In the table above, we’ve made it easy to help you find the perfect balance between rate and duration. Based on your own needs, you can simply sort the table by top rate, duration, or even country rating to find the perfect term deposit for you.
When is the interest paid out?
Often, the interest is paid out upon maturity, meaning at the end of the fixed duration, but this can vary depending on the individual offer. You can check the terms of each individual offer by clicking “Product details” in the table above and looking at the details under “Interest payout”.
Your savings are secure with Raisin
Raisin Bank AG
Is a fully licensed German bank, supervised by the Federal Financial Supervisory Authority (BaFin) and the European Central Bank (ECB).
Deposit Guarantee
Deposits of up to €100,000 per person per bank are legally protected by the national deposit guarantee scheme of the country where the bank is headquartered.
Customer Service
Still have questions? We're here to help! Email contact@raisin.com or send us a message through your Raisin Account. Alternatively, you can call us on +353 1 5461020 from 11:00 a.m. - 15:00 p.m., Monday to Friday.
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