Klarna Bank
2.56 %AER
Smarter saving starts here
- One account. 30+ trusted European banks.
- Up to 3.20% AER on fixed terms (3 months–10 years) or flexible demand deposits.
- No fees. No subscriptions. Deposit protection up to €100,000 per person, per bank.
- Get 3.10 % AER for 3 months with the Raisin Starter Account. Exclusively for new customers.
- Here to help – real people, real answers.
An offer from Raisin Bank AG trading as Raisin.
"Best Savings Provider" 2025 and 2026
Featured in the CCPC Money Tools
Official Sponsor of the Padel Federation of Ireland
Featured in the Irish Independent
What our customers say about us
Excellent site
Excellent site, fast and easy to navigate.
Trustpilot | 4th September 2025
Easy to use and operate
Easy to use and operate from your mobile app. Transparent and excellent and relevant comms.
Trustpilot | 28th June 2025
Great interest rates
Easy to use and understand, can't fault it.
Trustpilot | 4th June 2025
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Your savings are secure with Raisin
Raisin Bank AG
Is a fully licensed German bank, supervised by the Federal Financial Supervisory Authority (BaFin) and the European Central Bank (ECB).
Deposit Guarantee
Deposits of up to €100,000 per person, per bank are legally protected by the national deposit guarantee scheme of the country where the bank is headquartered.
Customer Service
Still have questions? We're here to help! Email contact@raisin.com or send us a message through your Raisin Account. Alternatively, you can call us on +353 1 546 1020 from 11:00 a.m. - 15:00 p.m., Monday to Friday.
Ready to make your savings work harder?
Join over 1 million savers worldwide who've trusted Raisin to grow their savings.
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© 2026 Raisin Bank AG, Frankfurt a.M.
All interest rates displayed are Annual Equivalent Rates (AER), unless otherwise explicitly indicated. The AER illustrates what the interest rate would be if interest was paid and compounded once a year. This allows individuals to compare more easily what return they can expect from their savings over time. Raisin Bank, trading as Raisin, is authorised/licensed or registered by BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht) in Germany and is regulated by the Central Bank of Ireland for conduct of business rules.