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Explore Savings Products from Axiom Bank

  • No fees from Raisin. $1 minimum deposit.
  • 24/7 online access to funds.
  • July

  • testing 3467
  • Test 11 4.30%
  • testing 123
  • test FDIC 12 M 1.77
  • 0.50% APY 12 month high-yield CD, 0.28x higher than national average.
  • 0.50% APY 12 month high-yield CD, 0.28x higher than national average.
  • 4.30% APY 3 Month High-Yield CD, 3.03x higher than national average.

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All Savings Products from Axiom Bank

$

Bank

Product

APY

Maturity

Annualized Earnings
Ohio State Bank
Ohio State Bank
High-Yield CD

0.50%

12 months
$250.00
Ohio State Bank
Ohio State Bank
High-Yield CD

0.50%

9 months
$250.00
Ohio State Bank
Ohio State Bank
High-Yield CD

0.50%

6 months
$250.00

Raisin is not an FDIC-insured bank or NCUA-insured credit union and does not hold any customer funds. FDIC deposit insurance covers the failure of an insured bank and NCUA deposit insurance coverage covers the failure of an insured credit union.

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About Axiom Bank

Axiom Bank has been a fixture of the Orlando, Florida, area community for nearly six decades. The institution began as a "thrift bank," offering affordable home loans and savings accounts to local customers. At the time it was the first black-owned thrift established in Florida. The bank has evolved and grown over the years, adding more services like commercial lending and commercial banking. Now, exclusively through Raisin, savers nationwide can access competitive savings products from Axiom Bank, including high-yield savings accounts.

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Community Roots

Founded as Florida's first black-owned thrift, Axiom Bank has a rich history that guides its future vision and community focus

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Charity is Central

Charitable giving is directed through the Blue Foundation — launched to help do good in Blue Federal Credit Union's local communities

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Exceptional Savings

The competitive products offered by Axiom Bank exclusively through Raisin are available to savers nationwide

Axiom Bank, Powered by Raisin

Axiom Bank uses the secure Raisin platform to offer savings products to savers nationwide. Customers open accounts at Raisin.com and can manage all aspects of their deposits held at Axiom Bank through the platform, including making deposits and withdrawals, reviewing statements and any customer service needs. In simple terms, Raisin provides you exclusive access to a special selection of Axiom Bank products. Best of all, Raisin is completely free!

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  • Raisin DE-Haken

    Security: Raisin partners exclusively with federally regulated institutions which are required to implement comprehensive cybersecurity programs including risk assessments, security controls and incident response plans. Raisin itself invests in a suite of state-of-the-art cybersecurity measures including certifications and assessments, data monitoring and data encryption.

  • Raisin DE-Haken

    Choice: Choose from a diverse selection of savings products offering flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.

  • Raisin DE-Haken

    Convenience: One login to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.

  • Raisin DE-Haken

    Service: A supportive, accessible, knowledgeable and responsive customer service team sets Raisin apart.

  • Raisin DE-Haken

    Access: Enjoy 24/7 online access to your account and funds.

Open an Account in Minutes

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Select

the right product for your savings goals.

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Register

with an email address and password, then verify your identity and bank information.

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Fund

the savings products you add to your new Raisin login.

FAQs

Raisin is a free digital platform that gives savers unparalleled access to a variety of deposit products through the convenience of a single login, helping you unlock the growth potential of your cash savings.

With the Raisin platform, you can fund deposit products offered by federally regulated banks and credit unions with a wide range of maturities and APYs (annual percentage yield), allowing you to build a savings strategy to suit your earning and liquidity needs.

Raisin is not a bank or credit union. It provides the digital “storefront” where banks and credit unions can promote their deposit products.

Raisin is operated by Raisin Solutions US LLC, a 100% subsidiary of Raisin SE, a trailblazer for open banking in the deposits and investments space. In the U.S., Raisin helps banks and credit unions improve their deposit funding by offering national reach for their retail deposit products, and provides savers with better access, more choice and higher convenience when evaluating savings products from federally regulated banks and credit unions.

Your Raisin login gives you access to savings accounts and certificates of deposit offered by a variety of banks and credit unions. These products include:
  • High-yield Savings Account (HYSA). As its name indicates, this account type functions like a traditional savings account—with typically no restrictions on depositing and withdrawing funds—but earns interest at rates that are higher than the national average for standard savings accounts.
  • Money Market Deposit Account (MMDA). Also known as a money market account or MMA, this type of savings account offers a varying rate that allows you to earn interest on your funds with maximum flexibility for withdrawals. Like a HYSA, an MMDA offers features of a traditional savings account with typically higher returns.
  • No Penalty CD. Through the flexibility of a No Penalty CD, you can lock in a competitive rate for a fixed term with the option to make a full withdrawal without having to pay a penalty for the early termination. Terms and conditions may vary by product. Please see specific product terms for more details.
  • Fixed Term CD. With this longstanding savings vehicle, funds are held for a fixed term, and a competitive interest rate provides safe, predictable earnings. In contrast to No Penalty CDs, typically you are charged a fee if you do not complete the full term of the Fixed Term CD.

Interest (or dividend in the case of credit union savings products) is compounded daily and posted to your account monthly.

At Raisin, cybersecurity is our priority. Raisin is a SOC 2 certified platform, meaning it has been validated by outside auditors across five (5) key information security principles. We also use a variety of measures to protect our customers' data, privacy and transactions, including:

  • User authentication. The Raisin platform uses multi-factor authentication combined with leading authentication technology to validate our customers’ identities.
  • Data encryption. Your personal information is encrypted in-transit and at rest using advanced cryptographic security algorithms.
  • Site protection. Web application firewall advanced internet protection technologies are implemented to protect Raisin.com from malicious actors, botnets and denial of service attacks (DDOS).
  • Monitoring. An always-on information security monitoring platform detects and alerts us to information security events.
  • Assessments. Our platform undergoes vigorous security assessments and testing throughout the lifecycle of application development, from architecture planning to production phases.

Creating a Raisin login is easy, requires no credit check, and typically takes less than five minutes. Here’s how:

  1. View the offers on our savings marketplace and select a savings product offered by one of our partner banks and credit unions.
  2. Follow prompts to enter your email and create a password.
  3. Complete a simple online application and, after successful identity verification, link a bank account from which to fund your first deposit.
  4. Start earning interest as soon as your money is received by the bank or credit union offering the savings product you selected.

Any questions or concerns? Email us at support.us@raisin.com.

All deposits and withdrawals are completed within one to three (1-3) business days. After the initial deposit a withdrawals limitation for the first few business days may exist.

Business days are Monday through Friday excluding U.S. bank holidays.

For products offered by banks, all necessary registration is handled when you become a Raisin customer. One of the many benefits of our platform is that you can open a single account and earn competitive interest rates from banks in the Raisin network. When you select and fund a savings product offered by a credit union, there is an additional step of becoming a member. Raisin makes that process quick, easy and free. You still have one Raisin login and can view all your savings products in one convenient dashboard.

The current APY for your savings products can always be viewed on the Account Overview page when you are logged in to Raisin. This information also appears on monthly statements.

You cannot currently link your Raisin login to a third-party app, but we may offer this feature in the future. For now, you will not be able to link your selected savings product to a third-party app even if the bank or credit union offering that product does so outside of the Raisin platform.