12 month no penalty CD from First Mid Bank & Trust

  • FDIC insured. No fees. $1 minimum deposit.

  • 24/7 online access to funds.

  • Over 150 years of experience delivering solutions to customers.

  • {CFC68FE9B1A54CF088A961AC-APY} APY no-penalty CD, {CFC68FE9B1A54CF088A961AC-APY}{FDIC-12-M-CD} higher than national average.

Save Now

12 month no penalty CD from First Mid Bank & Trust

  • FDIC insured. No fees. $1 minimum deposit.

  • 24/7 online access to funds.

  • Over 150 years of experience delivering solutions to customers.

  • {CFC68FE9B1A54CF088A961AC-APY} APY no-penalty CD, {CFC68FE9B1A54CF088A961AC-APY}{FDIC-12-M-CD} higher than national average.

Save Now

About First Mid Bank & Trust


With over 150 years of experience, First Mid Bank & Trust has built a reputation as a full-service financial institution.

They have developed the specialized knowledge and understanding of their customers and the financial services industry to be able to provide professional, reliable service. From the integrity and honesty they bring to every customer interaction to their motivation to maintain the strong reputation they’ve built over the past century, First Mid Bank & Trust works to exemplify their values every day. 

Peace of Mind

Deposits with First Mid Bank & Trust are federally insured by the FDIC, giving you peace of mind.

Personal Service

First Mid Bank & Trust prizes personal service and offers an environment of honesty and integrity based on their 150+ years of experience.

stack of coins

Exceptional Savings

The savings products offered by First Mid Bank & Trust exclusively through Raisin feature market-leading rates.

Security Is Our Top Priority


FDIC logo

Deposits in First Mid Bank & Trust are insured by the FDIC. Deposits are insured up to the limits of federal law. The standard insurance amount is $250,000 per depositor, per insured bank, for each deposit account ownership category.

Click to learn more about FDIC insurance

Cybersecurity is a top priority at Raisin

SOC2 logo

We invest in a variety of technologies to protect our customer’s data, privacy and transactions. These include multi-factor authentication, encryption, and web application firewall advanced internet protection technologies. We are a SOC 2 certified organization, which means we have met the requirements outlined by the American Institute of Certified Public Accountants (AICPA) to ensure that we have the controls in place to keep customers' data secure and private.

Click to learn more about SOC 2 certification

First Mid Bank & Trust, Powered by Raisin

First Mid Bank & Trust uses the secure Raisin platform to offer savings products to savers nationwide. Customers open accounts at www.raisin.com/en-us, and the platform manages all aspects of the products offered by First Mid Bank & Trust, including a customer's deposits and withdrawals, statements and any customer service needs. In simple terms, Raisin provides you exclusive access to a special selection of First Mid Bank & Trust products. Best of all, Raisin is completely free!

  • Security: Funds deposited into any of the products accessible through Raisin are held by federally insured institutions. We use a host of cybersecurity measures to protect your funds and sensitive information.

  • Choice: Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.

  • Convenience: One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.

  • Service: A supportive, accessible, responsive customer service team based in New York, NY, sets Raisin apart.

  • Access: Enjoy 24/7 online access to your account and funds.


Read what the media is saying about Raisin.

  • U.S News

    Deposit Solutions is launching its savings portal in the United States

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Call: 844-994-EARN (3276)(Monday to Friday from 9:00 a.m. - 4:00 p.m. ET)

The Raisin name and logo are trademarks of Raisin GmbH. All other trademarks, logos, marks, and brand names are the property of their respective owners — used with permission.

© 2023 Raisin GmbH. All rights reserved.

*APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate and APY may change after initial deposit. Minimum opening deposit is $1.00.

Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodian Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through Raisin.com. The Custodian Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered through Raisin.com. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Lewis & Clark Bank is the Custodian Bank.