You’re invited to maximize your savings with Raisin
Create a no-fee Raisin login in minutes and start earning more on your hard-earned savings across our network of federally regulated banks and credit unions. Plus, for a limited-time only, earn up to $1,000 in bonuses with code EarnBonus at sign-up.¹
Exclusive savings offers
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Bank
Product
APY
Raisin is not an FDIC-insured bank or NCUA-insured credit union and does not hold any customer funds. FDIC deposit insurance covers the failure of an insured bank and NCUA deposit insurance coverage covers the failure of an insured credit union.
Earn your bonus in 3 simple steps
Select a savings product and sign up
Select and fund at least one savings product on the Raisin platform to begin our simple three-step sign-up process. Make sure to use code EarnBonus to be eligible to earn bonus cash.
Deposit funds
You'll earn $10 for each $10,000 you deposit by February 14, 2025 — no matter how many different products you add to your portfolio.
Maintain your deposits
Maintain your deposits through May 15, 2025 to earn your bonus.
Open an Account in Minutes
Select
the right product for your savings goals.
Register
with an email address and password, then verify your identity and bank information.
Fund
the savings products you add to your new Raisin login.
All deposit balances on the Raisin platform are held at federally regulated financial institutions
Federal Deposit Insurance Corporation
All banks on the Raisin platform are FDIC members. The FDIC is an independent agency created by Congress with the mission of maintaining stability and public confidence in the nation's financial system.
National Credit Union Administration
All participating credit unions are insured by the NCUA through its Share Insurance Fund. The NCUA protects the safety and soundness of the credit union system by identifying, monitoring and reducing risks to the National Credit Union Share Insurance Fund.
How taxes are taken care of
You will receive a 1099-INT for each eligible savings product for each calendar year for income tax reporting requirements.
