Jumpstart your savings with up to $1000 on us
- 75+ products on one single platform
- Earn as much as 4.45% APY
- Get up to $1000 for your first deposit¹ with code EASY
Bonus Eligible Savings Offers
$
Bank
Product
APY
Raisin is not an FDIC-insured bank or NCUA-insured credit union and does not hold any customer funds. FDIC deposit insurance covers the failure of an insured bank and NCUA deposit insurance coverage covers the failure of an insured credit union.
Earn your bonus in 3 simple steps
Select a savings product and sign up
New customers only. Select and fund at least one savings product on the Raisin platform to begin. You must use code EASY to be eligible for bonus cash.
Deposit funds
You have 14 days to deposit and the more you fund, the more you earn! Offer ends July 31, 2025.
Maintain your deposits
Maintain your deposits for 90 days from your first deposit date to earn your bonus!
Earn $75 for depositing between $10,000 and $24,499, $250 for depositing between $25,000 and $49,999, $500 for depositing between $50,000 and $74,999, $750 for depositing between $75,000 and $99,999, and $1,000 for depositing $100,000 or more within 14 days of your first deposit. Offer ends July 31, 2025.
All deposit balances on the Raisin platform are held at federally regulated financial institutions
Federal Deposit Insurance Corporation
All banks on the Raisin platform are FDIC members. The FDIC is an independent agency created by Congress with the mission of maintaining stability and public confidence in the nation's financial system.
National Credit Union Administration
All participating credit unions are insured by the NCUA through its Share Insurance Fund. The NCUA protects the safety and soundness of the credit union system by identifying, monitoring and reducing risks to the National Credit Union Share Insurance Fund.
Open an Account in Minutes
Select
the right product for your savings goals.
Register
with an email address and password, then verify your identity and bank information.
Fund
the savings products you add to your new Raisin login.
Press Recognition
¹New customers only. Earn a cash bonus when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive $75 for depositing between $10,000 and $24,499, $250 for depositing between $25,000 and $49,999, $500 for depositing between $50,000 and $74,999, $750 for depositing between $75,000 and $99,999, and $1,000 for depositing $100,000 or more. To qualify for the bonus, your first deposit must be initiated between August 1, 2025, and September 30, 2025, by 11:59 PM ET, and the promo code EASY must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus. Bonus cash will be deposited by Raisin into the customer’s linked external bank account within 30 days of meeting all qualifying terms. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin reserves the right to modify or terminate this offer at any time.