Breaking Down Barriers for Savings and Investments

Raisin’s mission is to make money perform better. We help people take control of their financial futures by bringing them the best financial products, all in one place. Raisin also empowers banks and other financial institutions to grow. We develop solutions that help create a better connected and more resilient financial industry – one that forms a stronger backbone for the real economy.

400+ Bank Partnerships

1.5 million Customers

9 Markets Served

€ 55 billion AuA

About Raisin

Founded in 2012, Raisin is a trailblazer in the savings and investments space. As a  fintech pioneer, we provide the infrastructure to democratize the global deposit, investment, and pension markets – benefitting people and financial institutions alike.

The Raisin platform enables savers and financial institutions to connect to our award-winning marketplaces across Europe and the U.S. Financial institutions can also tap into our proprietary ecosystem to set up their own marketplaces, or transform their businesses thanks to Banking-as-a-Service solutions offered by Raisin Bank and Raisin Technology. This allows us to deliver fully digital, quick, and simple products to all participants across the savings and investments value chain.

Today, we are a fast-growing fintech that cooperates with more than 400 banks from over 30 countries, connecting our partners with savers. Banks and other financial institutions connected to our platform leverage our international network and proven digital architecture to strengthen their funding capabilities or offer their customers a broader choice of competitive interest rates.

Important industry players collaborate with Raisin – among them Aviva, Crédit Agricole Consumer Finance, Deutsche Bank, Klarna, N26, Renault Bank, Unicredit, as well as many savings, cooperative, and community banks. Raisin is backed by leading European and American investors, including Goldman Sachs, Deutsche Bank, and PayPal.

In 2021, Raisin merged with the leading B2B deposits platform Deposit Solutions, forming one of the biggest Open Banking fintechs to come out of Europe.

 

Our marketplaces

Raisin gives customers access to best-in-class financial products, enabling them to unlock their financial potential.

Through our free, easy-to-use marketplaces, we deliver savers the power of choice. Through a single account, they can select any of hundreds of deposit products from a broad range of banks.

In Germany, in addition to savings products, the company also offers ETF-based investment and pension products and investments in Private Equity.

Live since 2014
135 Partner banks
www.weltsparen.de

Live since 2016
24 Partner banks
www.weltsparen.at

Live since 2016
9 Partner banks
www.raisin.fr

Live since 2016
28 Partner banks
www.raisin.es

Live since 2019
11 Partner banks
www.raisin.ie

Live since 2018
33 Partner banks
www.raisin.nl

Live since 2018
37 Partner banks
www.raisin.co.uk

Live since 2023
www.raisin.pl

Pioneering Technology Through Innovation and Service

Our banking and technology arms provide industry solutions that support our mission for a better and more efficient financial system for everyone. They help us innovate by offering “as-a-Service” digital solutions to business partners.

Our product-centric subsidiaries enable us to enter exciting new product categories– such as ETF-based pension funds and investment products.

Founded in Frankfurt in 1973 as a fully licensed fronting and service bank, Raisin Bank (formerly: MHB-Bank AG) was acquired by Raisin in 2019. Today, Raisin Bank is one of the first cloud banks in Germany and the only German cloud bank passported throughout the EU. As a banking-as-a-service provider, Raisin Bank AG addresses the needs of Europe’s fast-growing fintech community with a wide range of innovative, tailored services in the areas of credit, deposits, accounts, and payments.

Our Partners

We are proud to count many leading  banks, savings banks and cooperative banks in Europe and the USA among our partners. We offer our investment products in collaboration with international asset management companies such as Vanguard or Moonfare.

We are working with the following and many other partners to provide easier access to better financial products.

Our investors

We are an international fintech company backed by leading European and U.S. investors. Below are some supporters of our vision of savings and investments without barriers.

Our management team

Achieving great things requires world-class competence and an innovative spirit. Raisin’s experienced team is the key to our success and brings together experience and expertise in the areas of technology, finance, and entrepreneurship.

Our company is led by the following Managing Directors:

Dr. Tamaz Georgadze

Chief Executive Officer (CEO) & Founder

Dr. Frank Freund

Chief Financial Officer (CFO) & Founder

Michael Stephan

Chief Operation Officer (COO) & Founder

Katharina Lüth

Chief Client Officer & Managing Director

Join our team

We are a dynamic and fast-growing company and a top-ranked employer of over 800 employees. We are headquartered in Berlin and have offices in Frankfurt, Hamburg, London, Madrid, Manchester, Milan, New York, Paris, and Zurich.

Your growth is our growth. If you would like to join us in our mission to make out customer’s money perform better and set a new industry standard for savings and investments, check our open positions.