Become a Partner Bank

Raisin enables banks to expand or to diversify their funding reach ("Product Bank model") as well as to monetize their excess liquidity ("Distribution Bank model").

A horizontal diagram showing the flow of funds from left to right. Individuals and companies access deposit products via Raisin’s country platforms or distribution partners. Both connect to Raisin, which provides infrastructure, compliance, and service, and forwards the funds to product banks.

Acquire the needed stable funding, optimize your costs and diversify your funding sources.

Acquire Funding

Access stable and long-term retail funding.
Choose a funding mix that perfectly matches your assets and maturity needs.
Reduce funding cost by tapping into different markets.
Improve your LCR & NSFR ratios with retail quality funding.
Take advantage of the full range of Raisin’s integration solutions, providing full process automation and API for free.
Leverage Raisin’s capabilities to enter a new market completely digitally.
Exert full control over volumes and maturities.

Diversify Sources

Gain access to over 30 European savings markets and offer market-specific pricing.
Acquire funding from retail depositors.
Build your portfolio in various currencies.
Tap into exclusive depositor pools by offering your products to other banks (see Distribution Partnership Model).
Offer full product spectrum – overnight money, term deposits and notice accounts in all maturities.
Expand your distribution capacity across your home market.