Klarna and Raisin launch cooperation on deposits

Two leading European fintechs partner to bring higher interest rates to Germany

  • Fully digital Klarna overnight and term deposits now live on Raisin’s German platform
  • Exclusive for German Raisin customers: Klarna overnight with 0.35% interest
  • Klarna 1-year rate 7 times higher than Germany’s average

Klarna, a global leader in payments and online shopping, has launched a cooperation in Germany with the deposits marketplace Raisin. By partnering with the Berlin-based fintech Klarna is further expanding into the German savings market. In a first for Klarna, and available exclusively to Raisin’s customers in Germany (https://www.WeltSparen.de), the new products include an overnight money account with a competitive interest rate of 0.35%. The Klarna deposit products from overnight to terms of up to 48 months are accessible through a completely online process via WeltSparen.


Robert Bueninck, Managing Director DACH Klarna: “We’re on an exciting journey from being purely a payment provider to a comprehensive shopping ecosystem. At the same time, we are consistently expanding our banking offerings and are very happy to have Raisin at our side as a partner who – like us – acts in the interests of the end customer. Through our cooperation, we’re enabling our customers to easily build up long-term assets.”

Klarna Managing Director DACH Robert Bueninck


Raisin co-founder and CEO Dr. Tamaz Georgadze: “Klarna’s overnight and term deposit offers are among the best on the market and can be accessed digitally at WeltSparen through an entirely paperless process – a real benefit for our customers. In addition, the business models of Raisin and Klarna complement each other perfectly. Both companies are leading European startups with global ambitions. Today’s market launch in Germany is only the first step for us.”

Dr. Tamaz Georgadze, Raisin CEO and co-founder


About Klarna

Klarna is one of the world’s leading payment and online shopping providers, as well as a licensed bank, and is fundamentally changing the shopping experience for buyers and retailers. Founded in Sweden in 2005, Klarna enables consumers to make open payments quickly, easily, and securely; immediately, delayed, or in installments. Klarna works with over 205,000 retailers including in Germany H&M, Spotify, MediaMarkt, Expedia, Nike and Deutsche Bahn and currently employs over 2,700 people in 17 countries. Klarna took over the German payments provider Sofort GmbH in 2014, and iin 2017, acquired Billpay GmbH. Klarna is currently the highest valued unlisted fintech in Europe with a company valuation of 5 billion euros. Among the company’s investors are Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. Find further information on Klarna in Germany at www.klarna.de.

About Raisin 

A trailblazer for open banking and the leading pan-European one-stop shop for online savings and investments, Berlin-based fintech Raisin was founded in 2012 by Dr. Tamaz Georgadze (CEO), Dr. Frank Freund (CFO) and Michael Stephan (COO). Raisin’s platforms — under the brand WeltSparen in the German-speaking world — are breaking down barriers to better savings for European consumers and SMEs: Raisin’s marketplace offers simple access at no charge to attractive and guaranteed deposit products from all over Europe, as well as globally diversified, cost-effective ETF portfolios and pension products (currently available in Germany). With one online registration, customers can choose from all available investments and subsequently manage their accounts. Since launch in 2013, Raisin has placed 23 billion EUR for more than 260,000 customers in 28+ European countries and 93 partner banks. Raisin was named to Europe’s top 5 fintechs by the renowned FinTech50 awards and is backed by prestigious European and American investors such as btov Ventures, Goldman Sachs, PayPal Ventures, Thrive Capital, Index Ventures, Orange Digital Ventures and Ribbit Capital. Raisin UK in Manchester, banking-as-a-service provider Raisin Bank in Frankfurt, pensions specialist fairr, and Raisin Technology (formerly Choice Financial Solutions) all belong to Raisin.

Press Contact Klarna:
Communications DACH

David Zahn



Press Contact Raisin:
Corporate Communications

Roland Panter

T +49 (0)160 218 65 24


www.weltsparen.de / www.raisin.com

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