
If you earn untaxed income as a self-employed individual or from rental properties, it’s important to complete and submit a self-assessment tax return every year and meet the UK tax return deadline. If you don’t, you could be subject to penalties. On this page, you’ll learn about the updated self-assessment deadline, what may happen if you miss the deadline and the key dates you need to know this tax year.
The deadline for submitting your 2025/26 tax return on paper is 31 October 2026, while those filing online have until 31 January 2027
If you submit your tax return after the self-assessment deadline, you may be fined £100. The penalty for late submission rises sharply after three months, and continues to climb for prolonged delays
The self-assessment deadline tends to be more important to self-employed people rather than salaried workers, as they’re responsible for paying their own tax
The information provided here is for informational and educational purposes only and does not constitute financial advice. Please consult with a licensed financial adviser or professional before making any financial decisions. Your financial situation is unique, and the information provided may not be suitable for your specific circumstances. We are not liable for any financial decisions or actions you take based on this information.
If you need to complete a tax return, the deadline for submitting it for the UK tax year 2025/26 (6 April to 5 April) is midnight on 31 October 2026 for paper returns, or 31 January 2027 for online returns (you might also be eligible to claim tax relief when you submit your tax return).
The only time the tax return deadline in the UK may change is if you received notice from HMRC telling you to submit an online tax return after 31 October 2026. In that case, you’ll have three months to submit your tax return from the date of notice.
If you still owe tax from your 2024/25 income, it should be settled when you make your first payment.
Yes, you have to pay self-assessment tax by the 31 January. The deadline to file your tax return and pay any tax due is 31 January following the end of the tax year. If you owe tax, you must pay it by this date to avoid penalties.
If you fail to submit your tax return on time, you could receive the following penalties:
The following are important tax return dates you may want to keep in mind:
The end of the tax year is generally more important for those who are self-employed or registered as a sole trader, rather than people who are employed by companies. This is because self-employed people and sole traders are responsible for paying their own taxes and submitting their earnings through a process called self-assessment.
However, even if you are a salaried employee and earn your income via PAYE (Pay As You Earn), there are also a few instances where you might need to file a tax return, including if you:
Find out whether you need to complete a tax return with our handy guide to the tax return.
The official self-assessment deadline for filing your documents for the tax year ending April 5 (and for paying any money due) is midnight on 31 January. This is always the January after the year in question. So for the 2025/26 tax year (which ended 5 April 2026), you need to file your tax return by 31 January 2027.
You can start your self-assessment tax return for the 2025/26 tax year, which ends on 5 April 2026, as soon as the online service is available, typically from early April 2026.
The deadline to submit your online tax return and pay any tax due for the 2025/26 tax year is 31 January 2027.
You can technically submit your self-assessment as late as 31 January of the following year, but it’s best to file and pay as early as possible to avoid penalties and interest. For late payments, interest will be charged on any tax owed, starting from 1 February.
You will have to pay a late filing penalty of £100 if your tax return is up to 3 months late. If you are over three months late in sending your self assessment, you will be a charged a daily penalty of £10 per day, to a maximum of £900.
After 6 months, a further penalty of 5% of the tax due or £300 (whichever is greater) may be applied.
From 6 April 2026, sole traders and landlords with annual income over £50,000 from self-employment and property must use HMRC’s Making Tax Digital for Income Tax to report their income and expenses.
Taxpayers who fall into this category will need to use software that works with Making Tax Digital for Income Tax to create and store digital records of self-employment and property income and expenses, send quarterly updates to HMRC and submit their tax return by 31 January.
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Raisin UK is a trading name of Raisin Platforms Limited which is authorised and regulated by the Financial Conduct Authority (FRNs 813894 and 978619). Raisin Platforms Limited is registered in England and Wales, No 11075085. Registered office: Cobden House, 12-16 Mosley Street, Manchester M2 3AQ, United Kingdom. The information on this website does not constitute financial advice, always do your own research to ensure it's right for your specific circumstances. Tax treatment depends on the individual circumstances of each customer and may be subject to change in the future.