Achmea Bank

This bank is based in: Netherlands (AAA)
• Start saving from €5,000.00 up to €100,000.00
• No fees, no subscriptions and Deposit Guarantee protected.
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About the Bank

Achmea Bank N.V., headquartered in Tilburg, the Netherlands, is part of Achmea, the largest insurance group in the Netherlands. The parent company was founded in 1811 and is active in more than eight countries with a strong cooperative heritage. Building on this solid foundation, Achmea Bank has been providing financial solutions to retail customers in the Netherlands since 1995, offering mortgages, savings accounts and investment services. As a key contributor to Achmea’ s Retirement Services strategy, the bank enables customers to generate income for today and tomorrow and supports their financial stability. Achmea Bank holds a banking license and is authorized to offer financial services under the Dutch Financial Supervision Act (Wft), with independent long-term credit ratings of A from Fitch and A- from S&P, ensuring transparency and reliability. With approximately € 19 billion in mortgages and € 10 billion in savings on its balance sheet, Achmea Bank is a stable participant in the Dutch financial landscape.

Deposit Guarantee Scheme

Deposits including accrued interest income are legally protected up to an amount of EUR 100,000 per customer and per bank by the Dutch Deposit Guarantee. Within the European Union, the minimum requirements are harmonized in all member states by Directives 94/19/EC, 2009/14/EC and 2014/49/EU. It should be noted that this protection relates to a customer's entire deposits with a bank. This is relevant if not only the deposits of a customer brokered via Raisin were invested with a specific bank, but also other deposits of this customer were invested with the respective bank.

Tax process and documentation

Banks in the Netherlands do not deduct tax on deposit interest for Irish customers. This means your interest is paid in full (gross). For more details, please see the product information sheet.

Raisin's role

With Raisin, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin is online and hassle-free.

All interest rates displayed are Annual Equivalent Rates (AER), unless otherwise explicitly indicated. The AER illustrates what the interest rate would be if interest was paid and compounded once a year. This allows individuals to compare more easily what return they can expect from their savings over time. Raisin Bank, trading as Raisin, is authorised/licensed or registered by BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht) in Germany and is regulated by the Central Bank of Ireland for conduct of business rules.