What's new at Raisin?
Growing your savings should be effortless. That’s why we’ve improved your experience to put you in control. With fast transfers and a newly redesigned app layout, managing your money with Raisin is now smoother, faster and more intuitive than ever before.
SEPA Instant Withdrawal
Say goodbye to waiting. SEPA Instant Withdrawal is now the default option for outgoing transfers from your Raisin Account to your registered Nominated Account, meaning your money arrives in a matter of seconds.
Clear structure, simpler layout
We've updated the app layout so you can manage your savings without fuss. Four tabs sit at the bottom of every screen:
Raisin Overview shows your total combined balance.
Your savings tracks active and past savings accounts.
Saving accounts displays current offers from our partner banks.
Raisin Account holds your uninvested funds and transaction history.
What our customers are saying
Selected reviews shown. Read all verified reviews on our official Trustpilot page.
5.0
Impressed
Safe, easy to set up, excellent current interest rate offer on demand savings, app intuitive and clutter free
5.0
App is excellent
App is excellent. Easy to navigate and always available. Once identity is initially verified (when joining Raisin Bank), accounts can be opened across Europe from within the app (completely online - no manual/paper documentation needed).
5.0
It's just very simple to navigate the…
It's just very simple to navigate the site and to log in, plus the Dublin contact was very helpful at the beginning of the process when I wasn't sure how to do things.
Start earning higher returns
Take control of your savings with competitive rates and deposit protection up to €100,000. Setup is straightforward and secure.
Company & team
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Company & team
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© 2026 Raisin Bank AG, Frankfurt a.M.
All interest rates displayed are Annual Equivalent Rates (AER), unless otherwise explicitly indicated. The AER illustrates what the interest rate would be if interest was paid and compounded once a year. This allows individuals to compare more easily what return they can expect from their savings over time. Raisin Bank, trading as Raisin, is authorised/licensed or registered by BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht) in Germany and is regulated by the Central Bank of Ireland for conduct of business rules.