Pensions

It's important to plan for retirement as early as possible. Our comprehensive guides cover everything from the retirement age in Ireland, to the different types of pensions available to you. So whether you want to know more about the state pension in Ireland, how to optimise your contributions, or simply what is the meaning of pension scheme, our guides are here to support you.

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The information provided here is for informational and educational purposes only and does not constitute financial advice. Please consult with a licensed financial adviser or professional before making any financial decisions. Your financial situation is unique, and the information provided may not be suitable for your specific circumstances. We are not liable for any financial decisions or actions you take based on this information.

Retirement

Find out when you can retire, how you can retire early, and how to save for 'the longest holiday of your life'.

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Saving for retirement

Discover ways to safeguard your retirement in Ireland.

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Retirement age in Ireland

Find out the current retirement age in Ireland, and what it might be in the future.

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Early retirement in Ireland

This page explores early retirement options, and what you can do to improve your chances of retiring early.

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What the FIRE movement is all about

Find out how people achieve financial independence and retire early.

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A complete guide to Retirement Relief

Understand Retirement Relief and how it can reduce or remove CGT obligations when transferring your business.

Understanding pensions

Understanding pensions is crucial for securing the financial future you want, and ensuring a comfortable retirement. Whether you're just starting your career, are midway through, or you're nearing retirement, our guides contain detailed explanations and up-to-date information designed to help you plan more effectively.

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Private pensions in Ireland

If you're self-employed, or your employer doesn't have a pension scheme, you may need to invest in a private pension.

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Occupational pensions

Understand the different types of occupational pension schemes in Ireland, how they work, and the pros and cons.

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Personal retirement savings accounts (PRSAs)

PRSAs, long-term savings accounts designed to help people save for retirement, were introduced in Ireland in 2002. Learn more.

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Pension annuities

A pension annuity can provide a steady stream of income after you’ve retired. Read our comprehensive guide to find out more.

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Pension contribution limits

Learn more about pension contribution limits in Ireland.

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Pension calculators

Pension calculators can help you estimate your retirement income.

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Supplementary pensions

Read our comprehensive guide on supplementary pensions for public servants.

Teachers' pensions

Find out more about teachers' pensions in Ireland.

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Auto-enrolment pensions

Read our guide to Ireland’s new auto-enrolment pension scheme.

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Public service pensions

Have you worked in the public sector? Find out when you can access your pension and retire.

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Widow's pension

Everything you need to know about widow’s pensions in Ireland.

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Approved Retirement Fund (ARF)

Approved Retirement Funds (ARFs) keep your pension savings invested after you've retired. Find out more.

State pensions in Ireland

Find out more about the two types of state pension in Ireland: contributory and non-contributory.

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Additional voluntary contribution (AVC) pensions explained

Additional voluntary contributions can be a tax-efficient way to boost your retirement fund.

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Can I cash in my pension early in Ireland?

A guide to how early pension withdrawal in Ireland works.

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Defined benefit pensions

What they are and how they work.

Als Pionier für Spar-, Investment- und Altersvorsorgeprodukte ermöglichen wir Privatkunden einen unkomplizierten Zugang zu globalen Einlagen- und Kapitalmärkten – ein Vorteil, der auch Finanzinstitute stärkt.

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Company & team

About us

Our partner banks

Deposit Guarantee Scheme

Refer a friend

Press

Careers

Raisin updates

Raisin Bank

Savings accounts

All savings accounts

Deposit accounts

Demand deposit accounts

Information

Savings

Banking

Taxes

Investments

Pensions

Help & contact

FAQs

Accessibility & support

Affiliate partnerships

Complaint management

All interest rates displayed are Annual Equivalent Rates (AER), unless otherwise explicitly indicated. The AER illustrates what the interest rate would be if interest was paid and compounded once a year. This allows individuals to compare more easily what return they can expect from their savings over time. Raisin Bank, trading as Raisin, is authorised/licensed or registered by BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht) in Germany and is regulated by the Central Bank of Ireland for conduct of business rules.