Carrefour Banque

FranceFrance(AA-)

• Start saving from €1 up to €100,000

• Deposit Guarantee protection Up to €100,000 payout in EUR

No withholding tax

logo of Carrefour Banque

Top offer

2.21% AER

Term:
Demand Deposit

Our offers

Show all offers
Rate
Term
Currency
Product Type

Rate

2.21% AER

Currency

EUR

Product Type

Demand Deposit

Product Type

Demand Deposit

Top offer

2.21% AER

Term:
Demand Deposit

About the Bank

Carrefour Banque SA is a public limited company established under French law, authorised as a credit institution and investment services provider. It is 60% owned by Carrefour SA, a mixed holding company, and 40% by BNP Paribas Personal Finance. Carrefour Banque consistently focuses on innovation and digital services to better serve its customers. The bank offers a broad selection of accessible, reliable financial products tailored to the needs of savers and consumers. These include credit cards, revolving credit, personal loans, credit consolidation, savings products, car and home insurance, and personal protection. Carrefour Banque SA is registered with the Evry Trade and Companies Register (department 91) under number 313 811 515. It operates under the Order of 3 November 2014 on internal control for banking, payment, and investment service providers, and is supervised by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) and the Autorité des Marchés Financiers (AMF).

Further Bank Details


Year Established

1981


Place of Establishment

Évry


Number of employees

673


Business Focus

Consumer Loans, Bank Deposits, Insurance


Market(s) in which the bank has branches

France


* This information is provided by FMH-Finanzberatung e.K. FMH-Finanzberatung specialises in information on interest rates and financial products and has been collecting and processing financial data in Germany since 1986.. As of 23/5/2025.

Deposit Guarantee Scheme

In accordance with EU Directive 2014/49/EU on Deposit Guarantee Schemes, your savings - including interest that has accrued but not yet credited - are guaranteed by the French statutory deposit guarantee scheme up to €100,000 per account holder per bank (keep the latter in mind, should you still hold balances with the bank in question outside of Raisin). Repayment is made in euros. The refundable amount will be made available to the account holder within 7 business days from the time the deposit guarantee scheme comes into effect. The guarantee applies to all natural persons, whether resident in France or elsewhere. Manager and executor of the deposit guarantee scheme is the Fonds de Garantie des Dépôts et de Résolution (https://www.garantiedesdepots.fr/en).

Tax process and documentation

In France, no withholding tax is levied on interest income for persons with permanent residence abroad.

Raisin Bank's role

With Raisin Bank, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin Bank is online and hassle-free.