Fjord Bank is a digital consumer finance bank based in Lithuania, founded in 2019. The bank focuses on providing straightforward online loans and savings products. In December 2019, Fjord Bank received a specialized bank license from the European Central Bank, facilitated by the Bank of Lithuania. Fjord Bank operates entirely online and offers a range of services including deposit accounts, consumer loans, car loans, and home improvement loans. The bank's savings accounts are protected under Lithuania's deposit guarantee scheme, which covers deposits up to €100,000 per account holder​.

In Lithuania, interest is usually subject to 15% withholding tax. Under the Ireland–Lithuania double taxation agreement, this can be reduced to 10% by submitting a Revenue tax residence certificate along with the required form (provided when you place an order). Please see the product information sheet for more details.

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