Hamburg Commercial Bank

This bank is based in: Germany (AAA)
• Start saving from €5,000 up to €100,000
• No fees, no subscriptions and Deposit Guarantee protected.
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Rate

Term

Currency

Product Type

2.31

%  AER

Term

2 Years

Currency

EUR

Product Type

Term deposit
Term deposit

2.46

%  AER

Term

3 Years

Currency

EUR

Product Type

Term deposit
Term deposit

2.67

%  AER

Term

4 Years

Currency

EUR

Product Type

Term deposit
Term deposit

2.80

%  AER

Term

5 Years

Currency

EUR

Product Type

Term deposit
Term deposit

About the Bank

Hamburg Commercial Bank AG (HCOB) is a private commercial bank headquartered in Hamburg, Germany. HCOB offers its clients a high level of structuring expertise in real estate financing and has a strong market position in international shipping. The bank is one of the pioneers in the pan-European project financing of renewable energies and digital infrastructure. HCOB offers individual solutions for the global aviation sector as well as for German and international corporate clients. Reliable and timely payment products as well as other trade finance solutions also support the need of the bank's customers. HCOB is aligning its activities with established ESG criteria (“Environment”, “Social” and “Governance”).

More information about this bank

Place of Establishment

Hamburg


Number of branches

7


Business Focus

Corporate Banking, Commercial Real Estate Financing, Corporate Loans, Foreign Exchange Business, Bank Deposits


Market(s) in which the bank has branches

Germany, Germany, Greece, Luxembourg, United Kingdom


Minimum required total capital ratio

8.00%


* This information is provided by FMH-Finanzberatung e.K. FMH-Finanzberatung specialises in information on interest rates and financial products and has been collecting and processing financial data in Germany since 1986.. As of 03/07/2025.

Deposit Guarantee Scheme

Deposits including accrued interest income are legally protected up to an amount of EUR 100,000 per customer and per bank by the Entschädigungseinrichtung deutscher Banken GmbH. Within the European Union, the minimum requirements are harmonized in all member states by Directives 94/19/EC, 2009/14/EC and 2014/49/EU. It should be noted that this protection relates to a customer's entire deposits with a bank. This is relevant if not only the deposits of a customer brokered via this platform were invested with a specific bank, but also other deposits of this customer were invested with the respective bank.

Tax process and documentation

German banks do not deduct tax on savings for Irish customers. This means your interest is paid in full (gross). For more details, please see the product information sheet.

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