Raisin Bank
This bank is based in: Germany (AAA)
• Start saving from €1 up to €100,000
• No fees, no subscriptions and Deposit Guarantee protected.
Our offers
Show all offers
Rate
Term
Currency
Product Type
About the Bank
Founded in 1973, Raisin Bank brings decades of experience as an established German credit institution to the table. It combines high performance and competent advice with efficient solutions both in the processing of loan portfolios and the receivables of selected borrowers.
In 2005, the bank, then known as MHB-Bank AG, became a subsidiary of the US investment company Lone Star with a particular focus on loan portfolio servicing.
Since April 2019, the bank has been a wholly owned subsidiary of Raisin GmbH and has been operating under the name Raisin Bank AG since August 2019. Innovative financial products are its specialty, in which it builds and expands trusting partnerships.
More information about this bank
1973
Frankfurt am Main
Bank Deposits, Consumer Loans, Corporate Loans, Factoring, Securities Trading, Wealth Management, Payment Solutions
Germany
8.00%
* This information is provided by FMH-Finanzberatung e.K. FMH-Finanzberatung specialises in information on interest rates and financial products and has been collecting and processing financial data in Germany since 1986.. As of 26/08/2025.
Deposit Guarantee Scheme
Deposits including accrued interest income are legally protected up to an amount of EUR 100,000 per customer and per bank by the Entschädigungseinrichtung deutscher Banken GmbH. Within the European Union, the minimum requirements are harmonized in all member states by Directives 94/19/EC, 2009/14/EC and 2014/49/EU. It should be noted that this protection relates to a customer's entire deposits with a bank. This is relevant if not only the deposits of a customer brokered via this platform were invested with a specific bank, but also other deposits of this customer were invested with the respective bank.
Tax process and documentation
German banks do not deduct tax on savings for Irish customers. This means your interest is paid in full (gross). For more details, please see the product information sheet.
Raisin's role
With Raisin, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin is online and hassle-free.