Younited Credit

FranceFrance(AA-)
Deposit amount: Min. €2,000 – Max. €100,000
Protection limit: Up to €100,000 payout in EUR

No foreign tax

logo of Younited Credit

Best deal

1.95% p.a.

Term:
1 Year

List of offers

Show all offers
Rate
Duration
Currency
Product Type

Rate

1.95% p.a.

Duration

1 Year

Currency

EUR

Product Type

Fixed Term

Product Type

Fixed Term

Rate

2.01% p.a.

Duration

1.5 Years

Currency

EUR

Product Type

Fixed Term

Product Type

Fixed Term

Rate

2.05% p.a.

Duration

2 Years

Currency

EUR

Product Type

Fixed Term

Product Type

Fixed Term

Rate

2.10% p.a.

Duration

3 Years

Currency

EUR

Product Type

Fixed Term

Product Type

Fixed Term

Rate

2.00% p.a.

Duration

4 Years

Currency

EUR

Product Type

Fixed Term

Product Type

Fixed Term

Rate

2.00% p.a.

Duration

5 Years

Currency

EUR

Product Type

Fixed Term

Product Type

Fixed Term

Best deal

1.95% p.a.

Term:
1 Year

Bank Details

Younited is a leading European company specializing in innovative financial solutions. Thanks to its advanced technology platform, Younited offers a full range of solutions: personal loans, payment solutions, insurance products and personalized budget coaching. In addition to its direct-to-consumer business, Younited collaborates with leading companies in the retail, telecommunications, and banking industries, integrating its platform to drive innovation and enrich its partners' offerings. More than one million customers trust Younited in four countries (France, Italy, Netherlands, Spain and Portugal). Younited is committed to helping European households achieve financial well-being through education, protection and inclusion. Younited Financial (Younited's parent company) is listed on Euronext. For more information, visit www.younited.com.

Further Bank Details


Year Established

2009


Place of Establishment

Paris


Business Focus (B2B/B2C)

Consumer Loans, Insurance, Partnerships with financial institutions, Partnerships with merchants, Partnerships with telecom operators


Market(s) in which the bank has branches

France, Italy, Portugal, Spain


Min. required total capital ratio

8.00%


* As of: 16/7/2025 - The data is provided by our partner FMH-Finanzberatung eK for private use. Raisin GmbH assumes no liability for topicality, correctness and completeness. FMH Financial Consulting specializes in information about interest rates and financial products and has been collecting financial data in Germany since 1986 and preparing it for consumers, banks and editorial offices.

Security & Deposit Protection

In accordance with EU Directive 2014/49/EU on Deposit Guarantee Schemes, your savings - including interest that has accrued but not yet credited - are guaranteed by the French statutory deposit guarantee scheme up to €100,000 per account holder per bank (keep the latter in mind, should you still hold balances with the bank in question outside of Raisin). Repayment is made in euros. The refundable amount will be made available to the account holder within 7 business days from the time the deposit guarantee scheme comes into effect. The guarantee applies to all natural persons, whether resident in France or elsewhere. Manager and executor of the deposit guarantee scheme is the Fonds de Garantie des Dépôts et de Résolution (https://www.garantiedesdepots.fr/en).

Tax process and documentation

In France, no withholding tax is levied on interest income for persons with permanent residence abroad.

The role of Welstparen

With Raisin, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin Bank is online and hassle-free.