Younited Credit

This bank is based in: France (AA-)
• Start saving from €2,000 up to €100,000
• No fees, no subscriptions and Deposit Guarantee protected.
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Our offers

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Rate

Term

Currency

Product Type

Top offer from this bank

1.95

%  AER

Term

1 Year

Currency

EUR

Product Type

Term deposit
Term deposit

2.01

%  AER

Term

1.5 Years

Currency

EUR

Product Type

Term deposit
Term deposit

2.05

%  AER

Term

2 Years

Currency

EUR

Product Type

Term deposit
Term deposit

2.10

%  AER

Term

3 Years

Currency

EUR

Product Type

Term deposit
Term deposit

2.00

%  AER

Term

4 Years

Currency

EUR

Product Type

Term deposit
Term deposit

2.00

%  AER

Term

5 Years

Currency

EUR

Product Type

Term deposit
Term deposit

About the Bank

Younited is a leading European company specializing in innovative financial solutions. Thanks to its advanced technology platform, Younited offers a full range of solutions: personal loans, payment solutions, insurance products and personalized budget coaching. In addition to its direct-to-consumer business, Younited collaborates with leading companies in the retail, telecommunications, and banking industries, integrating its platform to drive innovation and enrich its partners' offerings. More than one million customers trust Younited in four countries (France, Italy, Netherlands, Spain and Portugal). Younited is committed to helping European households achieve financial well-being through education, protection and inclusion. Younited Financial (Younited's parent company) is listed on Euronext. For more information, visit www.younited.com.

Deposit Guarantee Scheme

In accordance with EU Directive 2014/49/EU on Deposit Guarantee Schemes, your savings - including interest that has accrued but not yet credited - are guaranteed by the French statutory deposit guarantee scheme up to €100,000 per account holder per bank (keep the latter in mind, should you still hold balances with the bank in question outside of Raisin). Repayment is made in euros. The refundable amount will be made available to the account holder within 7 business days from the time the deposit guarantee scheme comes into effect. The guarantee applies to all natural persons, whether resident in France or elsewhere. Manager and executor of the deposit guarantee scheme is the Fonds de Garantie des Dépôts et de Résolution (https://www.garantiedesdepots.fr/en).

Tax process and documentation

French banks do not deduct tax on savings for Irish customers. This means your interest is paid in full (gross). For more details, please see the product information sheet.

Raisin Bank's role

With Raisin Bank, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin Bank is online and hassle-free.