Younited Credit
This bank is based in: France (AA-)
• Start saving from €2,000 up to €100,000
• No fees, no subscriptions and Deposit Guarantee protected.
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About the Bank
Younited is a leading European company specializing in innovative financial solutions. Thanks to its advanced technology platform, Younited offers a full range of solutions: personal loans, payment solutions, insurance products and personalized budget coaching. In addition to its direct-to-consumer business, Younited collaborates with leading companies in the retail, telecommunications, and banking industries, integrating its platform to drive innovation and enrich its partners' offerings. More than one million customers trust Younited in four countries (France, Italy, Netherlands, Spain and Portugal). Younited is committed to helping European households achieve financial well-being through education, protection and inclusion. Younited Financial (Younited's parent company) is listed on Euronext. For more information, visit www.younited.com.
More information about this bank
2009
Paris
Consumer Loans, Insurance, Partnerships with financial institutions, Partnerships with merchants, Partnerships with telecom operators
France, Italy, Portugal, Spain
8.00%
* This information is provided by FMH-Finanzberatung e.K. FMH-Finanzberatung specialises in information on interest rates and financial products and has been collecting and processing financial data in Germany since 1986.. As of 16/07/2025.
Deposit Guarantee Scheme
In accordance with EU Directive 2014/49/EU on Deposit Guarantee Schemes, your savings - including interest that has accrued but not yet credited - are guaranteed by the French statutory deposit guarantee scheme up to €100,000 per account holder per bank (keep the latter in mind, should you still hold balances with the bank in question outside of Raisin). Repayment is made in euros. The refundable amount will be made available to the account holder within 7 business days from the time the deposit guarantee scheme comes into effect. The guarantee applies to all natural persons, whether resident in France or elsewhere. Manager and executor of the deposit guarantee scheme is the Fonds de Garantie des Dépôts et de Résolution (https://www.garantiedesdepots.fr/en).
Tax process and documentation
In France, no withholding tax is levied on interest income for persons with permanent residence abroad.
Raisin Bank's role
With Raisin Bank, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin Bank is online and hassle-free.