How Raisin works

Understand how Raisin works, how your savings are protected, and what to expect when registering and verifying your account. In this short video series, Money Coach Kel Galavan talks through the key processes behind saving with Raisin.
Kel Galavan, Money Coach, seated in a chair against a wood panel backdrop, smiling at camera.

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What is Raisin and how does it work?

This video explains what Raisin is and how the platform works. Kel outlines how Irish savers can access savings accounts from a range of European banks through one secure Raisin Account, and how the process works from opening an account to placing a deposit.

How your savings are protected

Deposit protection is a key consideration for savers. In this explainer, Kel talks through how deposit guarantee schemes apply when saving through Raisin, including how the €100,000 protection limit works and what it means in practice.

How to register with Raisin

Here, Kel explains the Raisin registration process step by step. You’ll see what information is required, how long it typically takes, and what happens once your account is set up.

How the identification process works

Verification is part of standard financial regulation. In this video, Kel explains why identification is required, how the process works, and what you’ll need to complete it smoothly.

Raisin Customer Service explained

If you need help, this video explains how Raisin customer support works, how to get in touch with the team, and what types of queries they can assist with.

Ready to get started?

If you haven’t yet opened your Raisin Account, you can register in just a few minutes. Once your account is verified, you can explore a range of savings accounts from partner banks across Europe.

Open your Raisin Account

All interest rates displayed are Annual Equivalent Rates (AER), unless otherwise explicitly indicated. The AER illustrates what the interest rate would be if interest was paid and compounded once a year. This allows individuals to compare more easily what return they can expect from their savings over time. Raisin Bank, trading as Raisin, is authorised/licensed or registered by BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht) in Germany and is regulated by the Central Bank of Ireland for conduct of business rules.