12 month no-penalty CD

  • FDIC insured. No fees. $1 minimum deposit.

  • 24/7 online access to funds.

  • Works to improve the quality of life in the communities they serve

  • {0FB0A60713E1450AA14E1315-APY} APY no-penalty CD, {0FB0A60713E1450AA14E1315-APY}{FDIC-12-M-CD} higher than national average.

Save Now

12 month no-penalty CD

  • FDIC insured. No fees. $1 minimum deposit.

  • 24/7 online access to funds.

  • Works to improve the quality of life in the communities they serve

  • {0FB0A60713E1450AA14E1315-APY} APY no-penalty CD, {0FB0A60713E1450AA14E1315-APY}{FDIC-12-M-CD} higher than national average.

Save Now

About FVCbank


FVCbank considers success to include contributing to customer prosperity and satisfaction. Clients are always top-of-mind. So, whether you want to create a company or build retirement savings, FVCbank and its experienced bank officers want to help you prosper financially. 

FVCbank sets itself apart by employing new technology for its products and services to achieve a superior customer experience. In addition, the bank is fully committed to supporting the communities it serves while encouraging its employees to give back to others by volunteering time, treasure, and talent.

Success is one of the bank’s tenets, and giving back helps ensure success for all.

Keep Your Funds Secure with Federal Deposit Insurance

Deposits at FVCbank are federally insured by the FDIC, up to the institutional limit.

Hand with heart icon

Success Is a Priority…Even Beyond Banking

FVCbank works to give back to their communities through donations, outreach, and supporting employee volunteerism.

stack of coins

Exceptional Savings Opportunities

The savings products offered by FVCbank exclusively through Raisin feature market-leading rates.

Security Is Our Top Priority


FDIC logo

Deposits in FVCbank are insured by the FDIC. Deposits are insured up to the limits of federal law. The standard insurance amount is $250,000 per depositor, per insured bank, for each deposit account ownership category.

Click to learn more about FDIC insurance

Cybersecurity is a top priority at Raisin

SOC2 logo

We invest in a variety of technologies to protect our customer’s data, privacy and transactions. These include multi-factor authentication, encryption, and web application firewall advanced internet protection technologies. We are a SOC 2 certified organization, which means we have met the requirements outlined by the American Institute of Certified Public Accountants (AICPA) to ensure that we have the controls in place to keep customers' data secure and private.

Click to learn more about SOC 2 certification

FVCbank, Powered by Raisin

FVCbank uses the secure Raisin platform to offer savings products to savers nationwide. Customers open accounts at Raisin.com, and the platform manages all aspects of the products offered by FVCbank, including a customer's deposits and withdrawals, statements and any customer service needs. In simple terms, Raisin provides you exclusive access to a special selection of FVCbank products. Best of all, Raisin is completely free!

  • Security: Funds deposited into any of the products accessible through Raisin are held by federally insured institutions. We use a host of cybersecurity measures to protect your funds and sensitive information.

  • Choice: Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.

  • Convenience: One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.

  • Service: A supportive, accessible, responsive customer service team based in New York, NY, sets Raisin apart.

  • Access: Enjoy 24/7 online access to your account and funds.


Read what the media is saying about Raisin.

  • U.S News

    Deposit Solutions is launching its savings portal in the United States

    Read article

Open an Account in 3-5 Minutes

Select a product


the right product for your savings goals.

Register for a Raisin account


with an email address and password, then verify your identity and bank information.

Add funds


the savings products you add to your new Raisin account.


Call: 844-994-EARN (3276)(Monday to Friday from 9:00 a.m. - 4:00 p.m. ET)

The Raisin name and logo are trademarks of Raisin GmbH. All other trademarks, logos, marks, and brand names are the property of their respective owners — used with permission.

© 2023 Raisin GmbH. All rights reserved.

*APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate and APY may change after initial deposit. Minimum opening deposit is $1.00.

Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodian Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through Raisin.com. The Custodian Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered through Raisin.com. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Lewis & Clark Bank is the Custodian Bank.