6-Month Certificate Deposit

  • FDIC insured. No fees. $1 minimum deposit.

  • 24/7 online access to funds.

  • Over 100 years of banking experience

  • Top offer: {F9D0E679108C4140BA019A9E-APY} APY* certificate of deposit account — currently {F9D0E679108C4140BA019A9E-APY}{FDIC-6-M-CD} higher than national average.

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6-Month Certificate Deposit

  • FDIC insured. No fees. $1 minimum deposit.

  • 24/7 online access to funds.

  • Over 100 years of banking experience

  • Top offer: {F9D0E679108C4140BA019A9E-APY} APY* certificate of deposit account — currently {F9D0E679108C4140BA019A9E-APY}{FDIC-6-M-CD} higher than national average.

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About Generations Bank

A full-service community bank, Generations Bank is focused on serving their customers across South and Northwest Arkansas as well as the Kimberling City community of Missouri — and, now, savers on Raisin.

With a rich history in their local communities, Generations Bank sets itself apart with five generations of leadership from the Harrell family, who continue to lead the bank today.

Known for their friendly customer service and their full suite of banking offerings, there's a reason Generations Bank has been serving customers for over 100 years!

Over 100 Years of Banking Experience

Generations Bank has been serving customers in Arkansas for over a century.

Get Covered with Federal Deposit Insurance

Deposits at Generations Bank are federally insured by the FDIC, up to the institutional limit.

stack of coins

Exceptional Savings Opportunities

The savings products offered by Generations Bank exclusively through Raisin feature market-leading rates.

Security Is Our Top Priority

FDIC

FDIC logo

Deposits in Generations Bank are insured by the FDIC. Deposits are insured up to the limits of federal law. The standard insurance amount is $250,000 per depositor, per insured bank, for each deposit account ownership category.

Click to learn more about FDIC insurance

Cybersecurity is a top priority at Raisin

SOC2 logo

We invest in a variety of technologies to protect our customer’s data, privacy and transactions. These include Multi-Factor authentication, encryption, and Cloudflare advanced internet protection and monitoring. We are a SOC 2 certified organization, which means we have met the requirements outlined by the American Institute of Certified Public Accountants (AICPA) to ensure that we have the controls in place to keep customers' data secure and private.

Click to learn more about SOC 2 certification

Generations Bank, Powered by Raisin

Generations Bank uses the secure Raisin platform to offer savings products to savers nationwide. Customers open accounts at Raisin.com, and the platform manages all aspects of the products offered by Generations Bank, including a customer's deposits and withdrawals, statements and any customer service needs. In simple terms, Raisin provides you exclusive access to a special selection of Generations Bank products. Best of all, Raisin is completely free!

  • Security: Funds deposited into any of the products accessible through SaveBetter are held by federally insured institutions. We use a host of cybersecurity measures to protect your funds and sensitive information.

  • Choice: Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.

  • Convenience: One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.

  • Service: A supportive, accessible, responsive customer service team based in New York, NY, sets SaveBetter apart.

  • Access: Enjoy 24/7 online access to your account and funds.

Press

Read what the media is saying about SaveBetter.

  • U.S News

    Deposit Solutions is launching its savings portal in the United States

    Read article

Open an Account in 3-5 Minutes

Select a product

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the right product for your savings goals.

Register for a SaveBetter account

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with an email address and password, then verify your identity and bank information.

Add funds

Fund

the savings products you add to your new SaveBetter account.

FAQs

Call: 844-994-EARN (3276)(Monday to Friday from 9:00 a.m. - 4:00 p.m. ET)

The Raisin name and logo are trademarks of Raisin GmbH. All other trademarks, logos, marks, and brand names are the property of their respective owners — used with permission.

© 2023 Raisin GmbH. All rights reserved.

*APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate and APY may change after initial deposit. Minimum opening deposit is $1.00.

Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodian Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through Raisin.com. The Custodian Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered through Raisin.com. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Lewis & Clark Bank is the Custodian Bank.